12 June 2019
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St. Louis is a vibrant city full of things to do and places to go. But amidst all of the activities and attractions our city has to offer, you may find yourself asking one crucial question:

How can I afford any of this?

Living in a big city can be tough—and has the potential to break the bank if your finances are not properly managed. Between cost of living, rent, grocery shopping and more, you may find yourself wishing you had an infinite source of wealth to fund your adventures.

If you are a St. Louis resident who:

  • Struggles to keep up with rent or cost of living in their neighborhood;
  • Struggles to afford for food, clothing, entertainment or other costs; or
  • Wants to know more about budgeting in a big city.

We have provided answers and alternatives for people just like you.

Living in a Big City on a Budget

It is no secret that living in a city comes with its own financial burdens. With more people concentrated in one area comes businesses and amenities, but also comes with an increase in the cost of living and other related expenses as a direct result of supply and demand.

From our budget guide:

One of the challenges that many Americans face is living on a budget. In a world filled with temptations to click and buy instantly, it can be difficult to live within your means. Planning ahead can be crucial to your ability to achieve your goals. This guide can be an important part of your strategy, as it will help you make decisions about where to live, shop, eat and go out in St. Louis — all while sticking to a budget.

“Planning ahead” is the biggest takeaway of most financial advice related to budgeting. Knowing what you have to pay—and when to pay it—will allow you to make the most of your money without losing it all.

Perhaps you can plan to use public transportation instead of driving to or from work. You could buy your groceries in bulk and meal prep for the week instead of getting fast food. Or you can scout local entertainment venues for ticket discounts and free admission opportunities.

Regardless of the path you choose, making financially smart decisions starts with a commitment to a budget. Having a set amount of money for any particular activity or chore is a crucial way to start seeing positive trends in your money-saving habits.

How Our Guide Can Help

Thanks to our insight on financial health and well-being, we have compiled the best ways to live in St. Louis on a budget in the form of a convenient, easy-to-read guide. Equipped with local business recommendations, affordable neighborhoods and general money-retaining tips, our budgeting guide is sure to help you make the best decisions for you—regardless of how much money you may have.

Here are some highlights of our guide to showcase what we mean:

  • You can still treat yourself with a meal out, as long as you do so responsibly. Fortunately, there are a number of great places to grab a bite to eat in St. Louis that won’t break the bank.
  • If you want to look good, you don’t have to spend a lot of money to do so — at least when you know where to shop. In St. Louis, there are a number of options for clothes shopping so that you can put your best foot forward… without spending an arm and a leg.
  • There is no question: if you are looking to save money, cooking your own food is one of the best ways to trim your budget. The question then becomes where you should buy your groceries if you are looking to save money on your monthly food bill.

Download Our St. Louis Budget Guide Today

Our guide, “How to Live in St. Louis on a Budget,” is sure to help you make informed decisions about how your money is spent—and saved—as you venture out to see what makes St. Louis unique. From grocery stores to museums, we have provided a list of resources for those seeking to make the most of their money for free.

To learn more about how to live in St. Louis on a tight budget, download our guide today.

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