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Bankruptcy Assistance For Belleville West

Michael J. Benson and A Bankruptcy Law Firm, LLC have helped the West Belleville residents recover from crippling debt for over a decade. Using the Illinois bankruptcy process, A Bankruptcy Law Firm, LLC can assist you in filing for a Chapter 7 or a Chapter 13 bankruptcy. Our specialization in bankruptcy law ensures you will receive the exceptional results you deserve in a timely manner. Through the process of bankruptcy, Michael J. Benson can help you:

  1. 1) Avoid Home Foreclosure
  2. 2) Protect Your Possessions
  3. 3) Save Your Retirement Savings
  4. 4) Eliminate Credit Card Debt
  5. 5) Stop Vehicle Repossession
  6. 6) End Creditor Harassment

Thankfully, the federal bankruptcy laws applied in Illinois are extremely forgiving. In an Illinois bankruptcy, debtors can discharge a majority of their unsecured debts. Debts such as past due utility bills, credit card debt, payday loan debt, medical expenses, deficiency debt related to car repossessions and home foreclosures, and more can all be discharged.

Why Speak To A Bankruptcy Law Firm?

A mounting of debt undoubtedly creates overwhelming emotional and financial stress, which seeps into every aspect of life. Under troubling financial circumstance individuals can often take drastic actions in an attempt to remedy the situation. However, more often than not, these actions cause far more harm than good. Destructive financial decisions include:


  1. 1) Accidentally selling assets that are protected from creditors
  2. 2) Unnecessarily liquidating retirement accounts to pay bills
  3. 3) Stressing close relationships by borrowing money from friends and family
  4. 4) Writing bad checks that could result in prosecution or high bank fees
  5. 5) Taking out cash advances on credit cards
  6. 6) Securing loans from payday loan companies at rates of up to 300%
  7. 7) Engaging in fraudulent/illegal activity or gambling to earn cash

It’s imperative you first weigh all of your options before taking any action to try to eliminate your debt. The decisions you make now could affect your financial position for a lifetime. Many “remedies” for debt can create greater financially instability than you’re currently experiencing. The best course of action is to contact a knowledgeable bankruptcy attorney who can analyze your unique financial situation and help you plot the best course towards freedom from debt. When you request a free initial consultation with A Bankruptcy Law Firm, LLC, you will be given direct access to the firm's founder, Michael J. Benson. Michael is a knowledgeable financial advisor, experienced attorney, and a certified public accountant. Unlike other bankruptcy attorneys, Michael can not only walk you through the process of bankruptcy, but can also give you the advice you need to repair and rebuild your finances. Schedule a free initial consultation with A Bankruptcy Law Firm, LLC today.

West Belleville Debt Management Resources

You may feel alone in your pursuit of financial freedom, but that is hardly the case. There are a number of businesses in West Belleville ranging from banks to financial advisors that are available to help you with debt reduction. Our services in combination with these local resources can guide you to where you want to be.

Bankruptcy Court

US Bankruptcy Court
750 Missouri Ave
East St Louis, IL 62201
(618) 482-9400

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Wenzel & Associates Ltd. 2810 Frank Scott Pkwy W Belleville, IL 62223 (618) 236-1122

Creason-Edwards & Cimarolli, P.C. 4000 N Belt W Belleville, IL 62226 (618) 233-1001

Scheffel Boyle 222 E Main St Belleville, IL 62220 (618) 277-8100

CliftonLarsonAllen LLP 1 Bronze Pointe Blvd Belleville, IL 62226 (618) 233-1200

Trapp Accounting Services 108 N Jackson St Belleville, IL 62220 (618) 235-4250

Stelling & Carpenter LTD 401 Sherman St Belleville, IL 62221 (618) 233-6267

Jacob R. Hottenrott CPA, LLC 321 E Main St #100 Belleville, IL 62220 (618) 304-1584

Kaemmerlen Morgan Income Tax and Vehicle License Service 6021 W Main St Belleville, IL 62223 (618) 234-1936

Isenhart Tax & Financial Services 119 W Main St Belleville, IL 62220 (618) 234-5958

Financial Institutions

Bank of Belleville 215 S Illinois St Belleville, IL 62220 (618) 233-6400

Regions Bank 4800 W Main St Belleville, IL 62226 (800) 734-4667

Commerce Bank 5701 W Main St Belleville, IL 62226 (618) 222-6800

Dietrich Bank Belleville 2100 S Illinois St Belleville, IL 62220 (618) 277-3800

The Bank of Edwardsville Belleville South Green Mount Road 360 S Green Mt Rd Belleville, IL 62221 (618) 257-0499

The Bank of Edwardsville Belleville West Main 5720 W Main St Belleville, IL 62226 (618) 234-5690

Associated Bank 6902 W Main St Belleville, IL 62223

Catholic & Community Credit Union 1900 Carlyle Ave Belleville, IL 62221 (618) 233-8073

First Community Credit Union 2601 Green Mount Commons Belleville, IL 62221 (636) 728-3333

First Collinsville Bank 4820 W Main St Belleville, IL 62226 (618) 233-5881

Financial Advisors

LPL Financial 910 Lebanon Ave Belleville, IL 62221 (618) 277-6404

Stifel 1 Bronze Pointe S Belleville, IL 62226

Huntleigh Securities 23 Public Sq # 200 Belleville, IL 62220 (618) 277-4868

Southern Illinois Debt Management Blog

Personal finance is a journey of ongoing personal improvement. Take your finance knowledge to the next level with tips, resources, and news from our Southern Illinois debt management blog. From insights on avoiding foreclosure to suggestions on working your way towards financial freedom; our goal is to help you place yourself in a better financial position tomorrow than you’re in today.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!