Looking To File For Bankruptcy?

You don’t have to file alone. Benson Law Firms offers experience and respected legal counsel to clients throughout Missouri and Illinois. The information contained within this website is just the beginning of understanding how bankruptcy may help your current financial situation. Everyone has different facts and circumstances and would make varying decisions when given choices. Therefore, you should contact our office immediately if you are still interested or do not fully understand how bankruptcy could help you. WE OFFER A FREE INITIAL BANKRUPTCY CONSULTATION to discuss your situation, decide which bankruptcy is right for you (or determine if it will not help you achieve your goals), and to develop a plan to accomplish your goals.

Chapter 13 Bankruptcy: At a Glance

As a helpful reminder, Chapter 13 is a bankruptcy that is referred to as a “restructuring” or “modification” of your debts through a monthly repayment plan. A chapter 13 bankruptcy in Illinois or Missouri generally has fewer restrictions to qualify than a chapter 7 bankruptcy.

Chapter 7 Bankruptcy: At a Glance

A chapter 7 bankruptcy is commonly described as a “liquidation,” a “complete” or “full” bankruptcy, or the bankruptcy that “wipes everything out.” Though not entirely accurate, a chapter 7 bankruptcy is a type of bankruptcy in which a debtor (person who files for bankruptcy) must meet certain qualifications and have assets that can be fully exempted (protected) by state or federal law in order to safely eliminate all unsecured debts (i.e. credit cards, medical bills, payday/signature loans, etc.) or secured debts that you do not wish to keep (i.e. home mortgage and car loans).

Contact Us For Legal Assistance

Our offices are fully equipped to assist you with Chapter 7 and Chapter 13 bankruptcies. Schedule a free initial consultation to find out if bankruptcy is the right option for you. Don’t hesitate to contact us and speak with a qualified attorney today.

Benson’s Bankruptcy Apps

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