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12 July 2019
Category:
Personal Finance
0

What Is the Best Way to Manage My Debts?

In debt? You’re not alone. Americans have amassed more debt than ever before, according to recent statistics. Credit card debt has reached an all-time high of over $1 trillion, and non-revolving loans approach $3 trillion. The average monthly car payment is up to $499, and almost six million people owe more than $50,000 in student […]


11 July 2019
Category:
Personal Finance
0

Strategic Foreclosures – Is It Better to Save Your Home or Walk Away?

If you are underwater in your mortgage—meaning you owe more than your home is worth—and struggling to make your payments, you might be considering walking away from your debt with a “strategic foreclosure.” This strategy became popular during the financial crisis, when property values fell to the point that one third of homeowners found themselves […]


12 June 2019
Category:
Uncategorized
0

How to Live in St. Louis on a Budget

St. Louis is a vibrant city full of things to do and places to go. But amidst all of the activities and attractions our city has to offer, you may find yourself asking one crucial question: How can I afford any of this? Living in a big city can be tough—and has the potential to […]


7 June 2019
Category:
Bankruptcy
0

Pros & Cons of Debt Settlement

If you are struggling to pay off a lot of debt, you may be considering debt settlement. Debt settlement companies offer to reduce how much you owe by negotiating with your creditors to settle your debt for a much smaller amount. Say, for example, that you have a $10,000 balance on your credit card. With […]


6 June 2019
Category:
Personal Finance
0

Smartest Ways to Use a Credit Card

When used responsibly, credit cards are a powerful tool. Each time you swipe your card, the bank is giving you an interest-free loan, so long as you pay it back within the grace period, which is usually around a month. Using credit, however, can make it a little too tempting to spend money you don’t […]

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