The Bankruptcy Blog | A Bankruptcy Law Firm, LLC | IL & MO

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24 August 2019
Personal Finance

How to Live Debt-Free After a Bankruptcy (Start Fresh and Stay Fresh)

A completed Missouri bankruptcy case is a huge relief, but the road ahead of you may seem filled with new challenges. You might find yourself wondering, “how do I make the most of the fresh start bankruptcy has given me and avoid getting into trouble again?” To start fresh and stay fresh, you’ll have to […]

23 August 2019

How to Prepare for a First Meeting with a Bankruptcy Lawyer

At your free bankruptcy consultation, you’ll meet your bankruptcy lawyer for the first time and share information about your financial situation and goals. Your attorney will use that information to determine if bankruptcy is right for you, and if so, what type. In order to get the best advice possible, you should prepare for your […]

12 July 2019
Personal Finance

What Is the Best Way to Manage My Debts?

In debt? You’re not alone. Americans have amassed more debt than ever before, according to recent statistics. Credit card debt has reached an all-time high of over $1 trillion, and non-revolving loans approach $3 trillion. The average monthly car payment is up to $499, and almost six million people owe more than $50,000 in student […]

11 July 2019
Personal Finance

Strategic Foreclosures – Is It Better to Save Your Home or Walk Away?

If you are underwater in your mortgage—meaning you owe more than your home is worth—and struggling to make your payments, you might be considering walking away from your debt with a “strategic foreclosure.” This strategy became popular during the financial crisis, when property values fell to the point that one third of homeowners found themselves […]

12 June 2019

How to Live in St. Louis on a Budget

St. Louis is a vibrant city full of things to do and places to go. But amidst all of the activities and attractions our city has to offer, you may find yourself asking one crucial question: How can I afford any of this? Living in a big city can be tough—and has the potential to […]

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!