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12 June 2017
0

The Truth about Credit Card Debt and Bankruptcy

There are a number of myths surrounding credit cards and bankruptcy. Many people believe that because credit cards represent unsecured debt, they can easily be discharged in a Chapter 7 personal bankruptcy case. Another myth is that once you are discharged from bankruptcy, it is impossible to get credit cards and recover your good credit […]


11 June 2017
0

How to Recover from Bankruptcy

There is no worse mark a person can have on their credit report than a bankruptcy. Bankruptcies wreck credit and stay on someone’s credit report for up to 10 years. It’s easy to focus on those facts after a bankruptcy and become emotionally distraught. However, there’s another side to bankruptcy that is just as important […]


11 June 2017
0

What is Mortgage Modification?

Put simply, mortgage modification is a process in which the company holding a mortgage agrees to a change in the terms of the mortgage in order to help a homeowner in financial trouble. If the modification stops the homeowner from defaulting on the loan, the mortgage company ends up in better financial shape over the […]


11 June 2017
0

Can I File Bankruptcy Again?

You’ve filed for bankruptcy, received a discharge from the bankruptcy trustee and now you’ve been hit by more financial troubles. Can you file a second time for bankruptcy protection? The answer is yes – depending on your particular situation – but getting the advice of a bankruptcy lawyer is quite important in this situation. Sometimes, […]


Can I File Bankruptcy In Illinois Or Missouri Without An Attorney?

In Illinois and Missouri, corporations and companies with more than a single owner are required to file bankruptcy through an attorney. Alternatively, individuals may legally file bankruptcy without being represented by a bankruptcy attorney. However, you will be hard-pressed to find anyone, attorney or not, that will recommend undertaking such a complicated legal endeavor without […]

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