Clayton, Missouri Bankruptcy Attorney
Thinking about filing for bankruptcy with a local Clayton bankruptcy lawyer? Filing for bankruptcy can provide you with a fresh financial start, so that you can rebuild and repair your finances from the ground up. If you’re still relatively unfamiliar with bankruptcy as a legal protection, you may not know all of the benefits bankruptcy can offer. We’ve compiled an overview of the benefits of filing for bankruptcy and working with A Bankruptcy Law Firm, LLC to file your bankruptcy below.
The Benefits Of Filing For Bankruptcy
There are numerous benefits to filing for a consumer bankruptcy. The exact benefits differ slightly depending on the type of bankruptcy you file, but general benefits of filing for bankruptcy include:
- Ending creditor harassment
- Stopping vehicle repossession
- Protecting your possessions
- Saving your retirement savings
- Avoiding home foreclosure
- Eliminating credit card debt
In addition to the benefits offered by both types of consumer bankruptcies, there are other benefits that are specific to the type of bankruptcy.
With a Chapter 7 bankruptcy, you’ll be able to discharge all unsecured debt. This means that you’ll no longer be responsible for paying any existing debt that isn’t backed by collateral. Common unsecured debt discharged in Chapter 7 bankruptcies include payday loans, medical bills, credit card debt, utility bills, and more.
A Chapter 13 won’t allow you to discharge all unsecured debt, but you will be able to repay your debt with a more affordable monthly payment plan. The court will work with you to devise a plan that makes sense with your financial situation. You’ll end up paying pennies on the dollar for what you owe and you still be able to discharge certain types of debt.
Both types of bankruptcy have their advantages. The type that is best for you will depend on what you qualify for and what type of financial situation you’re currently in.
The Benefits Of Working With A Bankruptcy Law Firm, LLC
Working with A Bankruptcy Law Firm, LLC means earning access to unrivaled legal support and financial expertise. Our firm has been filing consumer bankruptcies for over a decade and has successfully filed thousands of Chapter 7 and Chapter 13 cases in Missouri. We’ve worked hard to streamline our process so that you receive an affordable bankruptcy without sacrificing the quality of the results or our service.
In addition to receiving affordable legal help, you’ll also receive access to the required credit counseling and debt education courses at no cost along with a free credit report and credit score. You’ll have some difficulty finding comparable legal services or support with any other Clayton law firm.
Schedule A Free Initial Consultation
You simply can’t put a price on the value of free legal advice. A Bankruptcy Law Firm, LLC offers free initial consultations with absolutely no obligations. You can schedule a consultation to have Attorney Michael J. Benson review your finances and determine if filing for bankruptcy is the right decision for you. The time can also be utilized to have any questions you have regarding bankruptcy and your legal rights answered. You can schedule a free initial consultation by filling out a contact form or calling (800) 723-6766.
Additional Clayton, Missouri Debt Resources
While A Bankruptcy Law Firm, LLC is available to assist with debt relief through bankruptcy, there are many additional aspects to debt management after bankruptcy relief. There are several local Clayton resources available to you should you need help with debt management. From financial institutions to tax accountants, there is also help available no matter the financial challenges you face.
Bankruptcy Court
US Bankruptcy Court
111 S 10th St
St. Louis, MO 63102
(314) 244-4500
Credit Resources
Annual Credit Report – Free Credit Reports One Time Per Year (Authorized by Federal Law)
myFICO – Information Regarding the FICO Credit Score
Financial Institutions
Carrollton Bank
7911 Forsyth Blvd
Clayton, MO 63105
(314) 863-8844
First Bank
8201 Maryland Ave
Clayton, MO 63105
(314) 854-4600
Regions Bank
8351 Maryland Ave
Clayton, MO 63105
(800) 734-4667
Great Southern Bank
8235 Forsyth Blvd Suite 150
Clayton, MO 63105
(314) 889-4170
Clayton Capital Partners
8112 Maryland Ave #250
Clayton, MO 63105
(314) 725-9939
Stifel Bank
8000 Maryland Ave STE 100
St. Louis, MO 63105
(314) 721-8003
Financial Advisors
Moneta Group Investment Advisors
100 S Brentwood Blvd
St. Louis, MO 63105
(314) 726-2300
Clayton Investment Associates
8860 Ladue Rd #230
St. Louis, MO 63124
(314) 659-8065
Plaza Advisory Group, Inc.
101 S Hanley Rd
St. Louis, MO 63105
(314) 726-0600
Buckingham Strategic Wealth
8182 Maryland Ave #500
Clayton, MO 63105
(314) 725-0455
Accountants/Income Tax Services
Elder & Isaac, CPA, PC
8151 Clayton Rd #204
St. Louis, MO 63117
(314) 727-4300
Hoffman Clark LLC
8000 Maryland Ave #820
Clayton, MO 63105
(314) 863-8777
Peter Aje, CPA
1 N Brentwood Blvd #1100
Clayton, MO 63105
(314) 290-3300
RubinBrown
1 N Brentwood Blvd #1100
St. Louis, MO 63105
(314) 290-3300
Maher & Co PC
101 S Hanley Rd # 1325
St. Louis, MO 63105
(314) 726-0626
