Legal Help For Bankruptcy In Granite City

If bills are starting to pile and you feel restricted by growing debt, A Bankruptcy Law Firm, LLC is here to help. Attorney Michael J. Benson has worked with hundreds of individuals throughout Southern Illinois to assist in reducing or eliminating debt. Through the process of a Chapter 7  or Chapter 13 bankruptcy, Attorney Benson can help you:

  1. 1) End Creditor Harassment
  2. 2) Avoid Home Foreclosure
  3. 3) Stop Vehicle Repossession
  4. 4) Protect Your Possessions
  5. 5) Save Your Retirement Savings
  6. 6) Eliminate Credit Card Debt

It’s to your benefit that the federal bankruptcy laws applied in the state of Illinois are extremely forgiving. Debtors can discharge a majority of their unsecured debts in a Chapter 7 bankruptcy. In fact, medical bills, payday loan debt, credit card debt, deficiency debt related to home foreclosures and car repossessions, and past due utility bills can all be discharged.

Why Work With A Bankruptcy Law Firm?

Mounting debt can create stress that can inevitably lead individuals to make irrational decisions. Those who don’t know all of their legal options might take ill-advised actions to alleviate their financial situation, such as:

  1. 1) Unnecessarily liquidating retirement accounts to pay debts
  2. 2) Taking out cash advances on credit cards, which grow outstanding debt
  3. 3) Stressing relationships with friends or family by borrowing money
  4. 4) Writing bad checks (possibly resulting in prosecution or higher bank fees)
  5. 5) Taking out payday loans with rates as high as 300%
  6. 6) Gambling in hopes of winning money to pay back debt
  7. 7) Engaging in illegal or fraudulent activities to earn money
  8. 8) Selling protected assets

It’s imperative to seek legal advice before making any decisions regarding your debt situation. The actions you take now can have consequences that may haunt you for the remainder of your lifetime. If you feel shackled by debt, you should consult a knowledgeable Granite City bankruptcy attorney.

Moreover, when you contact A Bankruptcy Law Firm, LLC, you’ll be able to speak directly with founding attorney,
Michael J. Benson. In addition to being an attorney, Michael is also a certified financial advisor and public accountant. Michael’s well-rounded financial background gives him the ability to assist in repairing and rebuilding finances in addition to helping eliminate debt. Schedule a free initial consultation with Michael by filling out a contact form or calling (618) 931-3090.

Debt Management Resources In Granite City

Financial freedom and debt reduction does not have to be an isolated pursuit. In addition to our legal assistance, there are many resources available to individuals looking to improve their finances. From financial advisors to accountants, there are plenty of businesses available to assist you in or around Granite City.

Bankruptcy Court

US Bankruptcy Court
750 Missouri Ave
East St Louis, IL 62201
(618) 482-9400

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Beunger Doyle Tax Services
2235 Pontoon Rd
Granite City, IL 62040

LJW Bookkeeping and Tax Service
1506 Johnson Rd
Granite City, IL 62040

Granite City Tax Service
34 Riviera Dr
Granite City, IL 62040

Financial Institutions

First Bank
3600 Nameoki Rd
Granite City, IL 62040

First Community Credit Union
379 W Pontoon Rd
Granite City, IL 62040

Bank of Edwardsville
3830 Nameoki Rd
Granite City, IL 62040

Guardian Savings Bank
3800 Nameoki Rd
Granite City, IL 62040

Regions Bank
3206 Nameoki Rd
Granite City, IL 62040

GCS Credit Union
4101 IL-111
Granite City, IL 62040

Financial Advisors

LPL Financial
1506 Johnson Rd # 100
Granite City, IL 62040

Matthew Stearns
1604 Pontoon Rd Ste B
Granite City, IL 62040

Marilyn Brown
2335 Pontoon Rd
Granite City, IL 62040

The Southern Illinois Debt Relief Blog

Further education on personal finance and bankruptcy can help those actively looking to improve their financial situation. Our Southern Illinois debt management blog is consistently updated with the latest tips, tools, and insights related to personal finance and debt management. You can view some of the latest posts below.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!