Kirkwood Bankruptcy Lawyer
On its face, tackling mounting debt can seem like an insurmountable task. However, federal and state law recognizes how difficult it can be to eliminate debt and regain financial stability. That is precisely why legal protections have been put in place to protect debtors in the face of overwhelming debt. Interested in learning more about what a Kirkwood bankruptcy lawyer could do for you? We’ve compiled information on both bankruptcy and our firm below.
About Bankruptcy
As you likely already know, bankruptcy is a legal process that gives debtors (individuals or entities that owe debt) the ability to earn a fresh start. Both businesses and individuals can file for bankruptcy, but our law firm exclusively handles consumer bankruptcies. There are two types of consumer bankruptcies: Chapter 7 and Chapter 13.
With a Chapter 7 bankruptcy, all of your unsecured debt will be discharged. This means that you will no longer owe this debt. Unsecured debt is any debt that isn’t backed by some form of collateral. Types of unsecured debt include payday loans, medical bills, credit card debt, utility bills, and more.
On the other hand, Chapter 13 bankruptcies focus less on eliminating debt and more on restructuring it. You may still be able to discharge certain forms of debt, but you’ll end up repaying most of it. The benefit to a Chapter 13 bankruptcy is that your debt will be rolled up into a monthly payment plan where you’ll pay pennies on the dollar for what you owe.
Regardless of which type of bankruptcy you file, there are a number of benefits both types of bankruptcies will yield. Benefits to filing for bankruptcy include:
- Eliminating credit card debt
- Ending creditor harassment
- Protecting your possessions
- Stopping vehicle repossession
- Avoiding home foreclosure
- Saving your retirement savings
Legal Help Is Available
While you could file for bankruptcy on your own, it’s never advised. If you make an error while filing, the outcome could be disastrous with adverse consequences lasting for several years. You could forget to list a debt and be legally obligated to continue to pay it, or you could make a mistake that could get your case delayed or denied.
A Bankruptcy Law Firm, LLC is a Kirkwood law firm that exclusively specializes in filing consumer bankruptcies. For over a decade, we’ve filed thousands of Chapter 7 and Chapter 13 bankruptcies throughout the State of Missouri. Our process has been refined and reworked over the years to ensure that your filing is efficient and pain free with the best possible outcome achieved.
When you work with A Bankruptcy Law Firm, LLC, you not only get the years of experience and knowledge that come with our firm, but you also get several components of the bankruptcy process at no cost. We provide all of our clients with a free credit report, free credit score, and free access to your required debt education and credit counseling classes. You’ll have a hard time finding a more affordable and effective bankruptcy service anywhere in Missouri.
Speak With A Bankruptcy Attorney
You’ve got nothing to lose and everything to gain in speaking with a knowledgeable bankruptcy lawyer. A Bankruptcy Law Firm, LLC offers no-obligation free initial consultations where you can learn more about bankruptcy and better understand your legal options at no cost. The consultation will allow you to sit down with Michael J. Benson and review your finances to determine if you qualify for bankruptcy and if it is the best option for you at this time. Simply call (800) 723-6766 or fill out an online contact form to schedule your free consultation.
Kirkwood Debt Management Resources
There are many debt management resources available to Kirkwood residents that extend beyond legal help. In addition to services offered by A Bankruptcy Law Firm, LLC, local banks, financial advisors, accountants, and more may be able to assist with debt management. We’ve compiled a few local resources for your review below.
Bankruptcy Court
US Bankruptcy Court
111 S 10th St
St. Louis, MO 63102
(314) 244-4500
Financial Institutions
Commerce Bank
300 N Kirkwood Rd
Kirkwood, MO 63122
(314) 746-3002
Royal Banks of Missouri
301 N Kirkwood Rd
Kirkwood, MO 63122
(314) 212-1500
Great Southern Bank
366 S Kirkwood Rd
Kirkwood, MO 63122
(314) 984-8153
Midwest Regional Bank
10840 Manchester Rd
Kirkwood, MO 63122
(314) 394-6060
Carrollton Bank
11710 Manchester Rd
St. Louis, MO 63131
(314) 965-4848
Financial Advisors
Big Sky Advisors
333 S Kirkwood Rd
St. Louis, MO 63122
(314) 394-2626
LPL Financial
10801 Big Bend Rd
Kirkwood, MO 63122
(636) 200-4200
Butler Associates Financial
10733 Sunset Office Dr # 259
St. Louis, MO 63127
(314) 842-6555
Gateway Financial Strategies
10820 Sunset Office Dr
St. Louis, MO 63127
(314) 835-1760
Credit Resources
Annual Credit Report – Free Credit Reports One Time Per Year (Authorized by Federal Law)
myFICO – Information Regarding the FICO Credit Score
Accountants/Income Tax Services
Scott, Scott & Co, CPA. PC
412 S Clay Ave STE 100
Kirkwood, MO 63122
(314) 984-9829
Mullendore CPA
325 N. Kirkwood Rd #G-3
St. Louis, MO 63122
(314) 394-2694
Croghan & Croghan
11007 Manchester Rd
Kirkwood, MO 63122
(314) 966-6644
Dennis J Zaretsky & Co
343 S Kirkwood Rd #208
St. Louis, MO 63122
(314) 821-6622
Burwitz and Sostak
12166 Old Big Bend Rd #215
Kirkwood, MO 63122
(314) 403-1757
Shildmyer David A CPA
10097 Manchester Rd # 207
St. Louis, MO 63122
(314) 966-5501
