Bankruptcy Help In Maryland Heights, MO
It’s incredibly stressful trying to weather the storm of financial hardship. When bills pile up, creditors start to call, and your home and method of transportation are on the line, it’s easy to feel like all hope is lost. Fortunately, legal help is available in the form of bankruptcy.
If you’re considering filing bankruptcy with a Maryland Heights bankruptcy lawyer, it’s important to do your due diligence before making a decision. We’ve compiled information on both bankruptcy and our bankruptcy law firm below.
The Basics Of Bankruptcy
Bankruptcy is a legal process designed to give debtors overburdened with debt a fresh financial start. Bankruptcy is available to both consumers and businesses, but our firm specializes in consumer bankruptcies. There are two forms of consumer bankruptcy: Chapter 7 and Chapter 13.
Chapter 7 bankruptcies are the most popular and well known types of bankruptcy. Chapter 7 bankruptcies are considered liquidation or complete bankruptcies because they allow debtors to discharge all unsecured debts (payday loans, medical bills, signature loans, utility bills, deficiency debt, credit card bills, etc.) if certain qualifications are met.
On the other hand, Chapter 13 bankruptcies are considered debt modification or restructuring bankrutpcies, because your debt is restructured into a more affordable repayment plan. Repayment plans last anywhere from 36 to 60 months and will allow you to pay pennies on the dollar towards your outstanding debt. While most of your debt will be repaid, you can still discharge certain debts.
Both types of bankruptcies have their benefits and the best form of bankruptcy will vary depending on your current financial situation. Regardless of the type of bankruptcy you file, there are many benefits to filing for bankruptcy. Benefits include:
- Avoiding home foreclosure
- Ending creditor harassment
- Protecting your possessions
- Eliminating credit card debt
- Saving your retirement savings
- Stopping vehicle repossession
About A Bankruptcy Law Firm, LLC
A Bankruptcy Law Firm, LLC has been helping Missouri residents file for bankruptcy for over a decade. We’ve successfully handled thousands of bankruptcy cases in the Eastern District of Missouri. Our firm exclusively handles consumer bankruptcy cases, which means we’ve perfected being able to efficiently and effectively produce the best possible results on a consistent basis.
Moreover, we can offer insights and advice that extend beyond bankruptcy protection. Attorney Michael J. Benson isn’t just a licensed bankruptcy attorney. Attorney Benson is also a certified public accountant and a licensed financial investor. Attorney Benson can offer in-depth advice on repairing and rebuilding your finances after bankruptcy that you won’t receive at any other law firm.
In addition to receiving affordable bankruptcy assistance and expert financial advice, we also pay for your credit counseling and debt education courses and provide you with a free credit report, and credit score. You’ll have difficulty finding the same level of support and service at any other law firm in the Maryland Heights area.
Take The Next Step Towards Debt Relief
If you’re ready to learn more about bankruptcy and explore whether or not filing makes sense for you, we offer free initial consultations. You’ll be able to sit down with our lead attorney, Michael j. Benson, and review your finances to determine if you qualify for bankruptcy. You’ll also be able to explore whether or not filing for bankruptcy is the best financial move given your current economic position.
There is no obligation when you request an initial consultation and it’s in your best interest to receive free legal advice. You can schedule a free initial consultation today by calling (800) 723-6766 or filling out a contact form.
Debt Management Resources In Maryland Heights
It’s easy to feel isolated and alone when dealing with debt, but that is far from the case. Beyond legal help, there are many additional Maryland Heights resources that can help you manage your debt. We’ve compiled a few of them below.
Bankruptcy Court
US Bankruptcy Court
111 S 10th St
St. Louis, MO 63102
(314) 244-4500
Financial Institutions
Commerce Bank
12633 Dorsett Rd
Maryland Heights, MO 63043
(314) 746-3002
Carrollton Bank
1001 Craig Rd #250
St. Louis, MO 63146
(314) 296-6746
Enterprise Bank & Trust
11401 Olive Blvd
St. Louis, MO 63141
(314) 292-6000
Royal Banks of Missouri
13171 Olive Blvd
Creve Coeur, MO 63141
(314) 212-1500
Credit Resources
Annual Credit Report – Free Credit Reports One Time Per Year (Authorized by Federal Law)
myFICO – Information Regarding the FICO Credit Score
Financial Advisors
Waddell & Reed
2 Cityplace Dr #300
St. Louis, MO 63141
(314) 567-6700
Wealth Management Advisors
2275 Schuetz Rd
St. Louis, MO 63146
(314) 569-3311
Executive Financial Group, LLC
140 Weldon Pkwy
Maryland Heights, MO 63043
(314) 878-4950
Accountants/Income Tax Services
40 Weldon Pkwy
Maryland Heights, MO 63043
(314) 995-6900
Complete Accounting Solutions
144 Weldon Pkwy
Maryland Heights, MO 63043
(618) 792-3250
Dauve Joel CPA
40 Weldon Pkwy
Maryland Heights, MO 63043
(314) 995-6900
K&R Certified Public Accountants
1 1st Missouri Center #214
St. Louis, MO 63141
(314) 720-8686
