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Bankruptcy Lawyer In Eureka, Missouri

Filing for bankruptcy may be a more common occurrence than you think. In fact, there are over 9,000 bankruptcy cases filed each year in the Eastern District of Missouri. So, if you’re considering filing for bankruptcy with a Eureka bankruptcy lawyer, you’re certainly not alone. Of course, it’s important to know more about bankruptcy and who you are filing with if you decide to file. We’ve compiled information about the bankruptcy process and our law firm below. 

What You Need To Know About Bankruptcy 

Bankruptcy is a legal protection that provides overburdened debtors with a means to receive a fresh start. Bankruptcy is available to both businesses and individuals, but our firm focuses solely on bankruptcy for individuals. Ultimately, there are two types of bankruptcy for individuals: Chapter 7 and Chapter 13 bankruptcy. 

Chapter 7 bankruptcy is easily the most popular and well-known form of bankruptcy. Under a chapter 7 bankruptcy, debtors can discharge all unsecured debts. Unsecured debts include any debt that isn’t backed by some form of collateral. Types of unsecured debt include credit card debt, payday loans, utility bills, signature loans, medical bills, and more. A Chapter 7 bankruptcy is a true fresh start, but you have to meet certain qualifications to be able to file for a Chapter 7. 

Conversely, a Chapter 13 bankruptcy is less about eliminating debt and more about restructuring debt to make paying it off more affordable. Your debt will be modified into a payment plan that will allow you to pay pennies on the dollar toward what you owe. Payment plans usually last 36 to 60 months and may still be able to discharge certain debts. 

Regardless of the type of bankruptcy you qualify for, you will still receive various benefits when you file. Benefits of bankruptcy include: 

Working With A Bankruptcy Law Firm, LLC

While filing for bankruptcy may seem straightforward from an outside perspective, the laws surrounding bankruptcy can be quite complex. It’s in your best interest to work with an attorney that knows bankruptcy law inside and out. Fortunately, A Bankruptcy Law Firm, LLC exclusively handles consumer bankruptcies. Because consumer bankruptcy is all we do, we’re able to resolve cases in an efficient and effective manner with the best possible outcome. 

Not only will you receive unrivaled bankruptcy assistance, but you’ll also receive a free credit report, free credit score, and your required credit counseling and debt education courses will be paid for entirely by us. We take great pride in being able to offer economic and affordable bankruptcy assistance. 

Moreover, Attorney Michael J. Benson isn’t just a bankruptcy attorney. In addition to being a licensed attorney, Attorney Benson is also a certified public accountant and licensed investor. This means that Attorney Benson can provide you with financial advice that extends far beyond the bounds of bankruptcy. Even if you don’t decide to work with A Bankruptcy Law Firm or Attorney Benson, it’s in your best interest to schedule a free initial consultation with him. 

Schedule A Free Initial Consultation 

If you’re interested in filing for bankruptcy, speaking with an attorney is the next step on your journey to financial recovery. A free initial consultation with A Bankruptcy Law Firm, LLC will allow you to determine if bankruptcy is the best option for your financial situation. You’ll also be able to discover which type of bankruptcy you may qualify for. There is no obligation when you schedule an initial consultation and the benefits of receiving free legal advice are numerous.  You can schedule your free consultation by filling out a contact form or calling (800) 723-6766. 

Eureka, Missouri Debt Management Resources

While bankruptcy provides a fresh start, it’s important to continue working on debt management after receiving legal debt relief. You’re not alone in your debt management journey. There are many local Eureka businesses and resources available to you. We’ve compiled a list of a select number of resources below. 

Bankruptcy Court

US Bankruptcy Court
111 S 10th St
St. Louis, MO 63102
(314) 244-4500

Financial Institutions

Farmers & Merchants Bank
619 Stockell Dr
Eureka, MO 63025
(636) 938-7878
 
Jefferson Bank & Trust
100 The Legends Pkwy
Eureka, MO 63025
(636) 938-4922
 
Rockwood Bank
219 Thresher Dr
Eureka, MO 63025
(636) 938-9222
 
Simmons Bank
2675 Westglen Farms Dr
Wildwood, MO 63011
(636) 458-9210
 
Meramec Valley Bank
199 Clarkson Rd
Ellisville, MO 63011
(636) 230-3500

Financial Advisors

St Louis Financial Planners
1415 Elbridge Payne Rd # 140
Chesterfield, MO 63017
(636) 532-3900
 
Fiduciary Advisors Inc.
12813 Flushing Meadows Dr # 280
St. Louis, MO 63131
(314) 726-5150

Credit Resources

Annual Credit Report – Free Credit Reports One Time Per Year (Authorized by Federal Law)
myFICO – Information Regarding the FICO Credit Score 

Accountants/Income Tax Services

Avail Accounting & Tax
700 Niehoff Dr # C
Eureka, MO 63025
(636) 938-9444
 
JDoll Accounting, LLC
2745 High Ridge Blvd
High Ridge, MO 63049
(636) 671-7481
 
Omer Tax & Accounting
107 W St Louis St
Pacific, MO 63069
(636) 257-2211
 
Mila Samsonov CPA
2517 Maple Crossing Dr
Wildwood, MO 63011
(314) 809-2899
 
Kasperek & Co Accountant
14563 Manchester Rd
Ballwin, MO 63011
(636) 256-7000
 
NEXUS CPA – Tax & Business Advisors
201 Clarkson Executive Park
Ellisville, MO 63011
(636) 634-1229

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