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Bankruptcy Assistance For Columbia, Illinois

There is perhaps nothing more stressful than having to deal with piling debt. It can be absolutely frightening not knowing what lies in store for your future, with your home or vehicle on the line. A Bankruptcy Law Firm, LLC exists to help you eliminate debt and the stresses associated with debt. Michael J. Benson of A Bankruptcy Law Firm, LLC has helped hundreds of individuals eradicate their debt in Columbia, IL. Through the process of a Chapter 7 or Chapter 13 bankruptcy, we can help you:

  1. 1) Save Your Possessions
  2. 2) Protect Your Retirement Savings
  3. 3) Eradicate Credit Card Debt
  4. 4) Halt Creditor Harassment
  5. 5) Stop Home Foreclosure
  6. 6) Avoid Vehicle Repossession

Fortunately, the national bankruptcy laws applied throughout Illinois and Missouri are very forgiving. In a majority of cases, debtors have the ability to discharge most unsecured debts. Generally speaking, deficiency debts related to car repossessions and home foreclosures, medical expenses, utility bills, payday loan debts, credit card debts, and more can be eliminated in a bankruptcy. Better yet, A Bankruptcy Law Firm, LLC exclusively specializes in consumer bankruptcies to ensure you’re getting the best results in a timely manner.

Why Get In Touch With A Bankruptcy Law Firm?

Like every life hurdle, there are proper and improper ways to handle piling debt. Unfortunately, the stresses of crumbling finances often leads many debtors to improper debt management solutions. Such solutions include:


  1. 1) Borrowing money from family and friends
  2. 2) Securing loans from payday loan companies at interest rates beyond 50%
  3. 3) Liquidating retirement accounts to make bill payments
  4. 4) Taking out cash advances on credit cards
  5. 5) Engaging in fraudulent/illegal activity
  6. 6) Unknowingly selling assets protected from creditors
  7. 7) Writing bad checks

All of the aforementioned actions equate to taking backwards steps instead of a step in the right direction. In many cases, these actions can actually delay your financial recovery for years to come. Thus, it’s important to fully understand the consequences of any debt solution you're considering. A knowledgeable bankruptcy attorney can sit down with you to analyze your unique financial situation and weigh your possible solutions. When you contact A Bankruptcy Law Firm, LLC, you will be put in direct contact with the firm’s founder, Michael J. Benson. Attorney Benson is not only a licensed attorney, but also a licensed investor and certified public accountant. Michael’s hands-on experience in every realm of finance enables him to give well-rounded advice for repairing and rebuilding your personal finances. Best of all, an initial consultation with Attorney Benson is completely free of charge. Get in touch with A Bankruptcy Law Firm, LLC today by calling 314-300-9200 or contacting us online.

Debt Management Resources In Columbia

It’s certainly possible to fix your finances alone, but doing so can be an uphill battle. A little help goes a long way. Thankfully, there are many local Columbia businesses readily available to help you fix your finances. From well-respected financial institutions to trusted financial advisors, a financial expert is never far.

Bankruptcy Court

US Bankruptcy Court
111 S 10th St
St. Louis, MO 63102
(314) 244-4500

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Thoma & Associates Accounting & Tax Services 854 W Bottom Ave Columbia, IL 62236 (618) 281-7444

Mark G. Roessler 430 Columbia Center Columbia, IL 62236 (618) 281-1040

Fick, Eggemeyer, & Williamson 205 S Main St Columbia, IL 62236 (618) 281-4999

J W Boyle & Co Ltd. 132 S Rapp Ave Columbia, IL 62236 (618) 281-7605

Scheffel Boyle 7 Hill Castle Ln Columbia, IL 62236 (618) 281-7605

Mance Leahy Group 816 S Main St #1 Columbia, IL 62236 (618) 281-7311

Obregon & Associates LLC 102 S Main St Columbia, IL 62236 (618) 281-9700

Financial Institutions

Columbia National Bank 700 Columbia Centre Dr Columbia, IL 62236 (618) 281-7101

First National Bank of Waterloo 1421 N Main St Columbia, IL 62236 (618) 281-6194

Reliance Bank 180 Admiral Trost Dr Columbia, IL 62236 (618) 281-6500

Midland States Bank 200 Quarry Rd Columbia, IL 62236 (618) 281-9272

First Bank 218 N Main St Columbia, IL 62236 (618) 281-4102

Central Bank 285 Southwoods Center Columbia, IL 62236 (618) 281-5101

Associated Bank 238 N Main St Columbia, IL 62236 (618) 281-4240

Financial Advisors

Triada Advisors 1003 N Main St Columbia, IL 62236 (618) 281-3444

Todd M Osterhage 1190 Admiral Weinel Blvd Columbia, IL 62236 (618) 281-3443

Sarah J. Arendell 117 W Gundlach St Columbia, IL 62236 (618) 281-5440

Marty Newton 332 Wedgewood Ct Columbia, IL 62236 (618) 281-9434

Jared P Nuxoll 1015 N Main St Columbia, IL 62236 (618) 281-6244

Alicia R Oglesby 104 Veterans Pkwy Columbia, IL 62236 (618) 281-5409

Columbia Debt Management Blog

Once you’ve completed a Chapter 7 or Chapter 13 bankruptcy, you’ll be faced with the challenge of managing debt to avoid another debt pileup. At A Bankruptcy Law Firm, LLC our goal is to not only help you file for bankruptcy, but also to give you all of the tools and resources you may need to succeed after bankruptcy. Read the latest posts from our Columbia debt management blog to benefit from the most recent insights, tips, tricks, and resources we’ve shared.

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