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Bankruptcy Assistance For Columbia, Illinois

There is perhaps nothing more stressful than having to deal with piling debt. It can be absolutely frightening not knowing what lies in store for your future, with your home or vehicle on the line. A Bankruptcy Law Firm, LLC exists to help you eliminate debt and the stresses associated with debt. Michael J. Benson of A Bankruptcy Law Firm, LLC has helped hundreds of individuals eradicate their debt in Columbia, IL. Through the process of a Chapter 7 or Chapter 13 bankruptcy, we can help you:

  1. 1) Save Your Possessions
  2. 2) Protect Your Retirement Savings
  3. 3) Eradicate Credit Card Debt
  4. 4) Halt Creditor Harassment
  5. 5) Stop Home Foreclosure
  6. 6) Avoid Vehicle Repossession

Fortunately, the national bankruptcy laws applied throughout Illinois and Missouri are very forgiving. In a majority of cases, debtors have the ability to discharge most unsecured debts. Generally speaking, deficiency debts related to car repossessions and home foreclosures, medical expenses, utility bills, payday loan debts, credit card debts, and more can be eliminated in a bankruptcy. Better yet, A Bankruptcy Law Firm, LLC exclusively specializes in consumer bankruptcies to ensure you’re getting the best results in a timely manner.

Why Get In Touch With A Bankruptcy Law Firm?

Like every life hurdle, there are proper and improper ways to handle piling debt. Unfortunately, the stresses of crumbling finances often leads many debtors to improper debt management solutions. Such solutions include:


  1. 1) Borrowing money from family and friends
  2. 2) Securing loans from payday loan companies at interest rates beyond 50%
  3. 3) Liquidating retirement accounts to make bill payments
  4. 4) Taking out cash advances on credit cards
  5. 5) Engaging in fraudulent/illegal activity
  6. 6) Unknowingly selling assets protected from creditors
  7. 7) Writing bad checks

All of the aforementioned actions equate to taking backwards steps instead of a step in the right direction. In many cases, these actions can actually delay your financial recovery for years to come. Thus, it’s important to fully understand the consequences of any debt solution you're considering. A knowledgeable bankruptcy attorney can sit down with you to analyze your unique financial situation and weigh your possible solutions. When you contact A Bankruptcy Law Firm, LLC, you will be put in direct contact with the firm’s founder, Michael J. Benson. Attorney Benson is not only a licensed attorney, but also a licensed investor and certified public accountant. Michael’s hands-on experience in every realm of finance enables him to give well-rounded advice for repairing and rebuilding your personal finances. Best of all, an initial consultation with Attorney Benson is completely free of charge. Get in touch with A Bankruptcy Law Firm, LLC today by calling 314-300-9200 or contacting us online.

Debt Management Resources In Columbia

It’s certainly possible to fix your finances alone, but doing so can be an uphill battle. A little help goes a long way. Thankfully, there are many local Columbia businesses readily available to help you fix your finances. From well-respected financial institutions to trusted financial advisors, a financial expert is never far.

Bankruptcy Court

US Bankruptcy Court
111 S 10th St
St. Louis, MO 63102
(314) 244-4500

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Thoma & Associates Accounting & Tax Services 854 W Bottom Ave Columbia, IL 62236 (618) 281-7444

Mark G. Roessler 430 Columbia Center Columbia, IL 62236 (618) 281-1040

Fick, Eggemeyer, & Williamson 205 S Main St Columbia, IL 62236 (618) 281-4999

J W Boyle & Co Ltd. 132 S Rapp Ave Columbia, IL 62236 (618) 281-7605

Scheffel Boyle 7 Hill Castle Ln Columbia, IL 62236 (618) 281-7605

Mance Leahy Group 816 S Main St #1 Columbia, IL 62236 (618) 281-7311

Obregon & Associates LLC 102 S Main St Columbia, IL 62236 (618) 281-9700

Financial Institutions

Columbia National Bank 700 Columbia Centre Dr Columbia, IL 62236 (618) 281-7101

First National Bank of Waterloo 1421 N Main St Columbia, IL 62236 (618) 281-6194

Reliance Bank 180 Admiral Trost Dr Columbia, IL 62236 (618) 281-6500

Midland States Bank 200 Quarry Rd Columbia, IL 62236 (618) 281-9272

First Bank 218 N Main St Columbia, IL 62236 (618) 281-4102

Central Bank 285 Southwoods Center Columbia, IL 62236 (618) 281-5101

Associated Bank 238 N Main St Columbia, IL 62236 (618) 281-4240

Financial Advisors

Triada Advisors 1003 N Main St Columbia, IL 62236 (618) 281-3444

Todd M Osterhage 1190 Admiral Weinel Blvd Columbia, IL 62236 (618) 281-3443

Sarah J. Arendell 117 W Gundlach St Columbia, IL 62236 (618) 281-5440

Marty Newton 332 Wedgewood Ct Columbia, IL 62236 (618) 281-9434

Jared P Nuxoll 1015 N Main St Columbia, IL 62236 (618) 281-6244

Alicia R Oglesby 104 Veterans Pkwy Columbia, IL 62236 (618) 281-5409

Columbia Debt Management Blog

Once you’ve completed a Chapter 7 or Chapter 13 bankruptcy, you’ll be faced with the challenge of managing debt to avoid another debt pileup. At A Bankruptcy Law Firm, LLC our goal is to not only help you file for bankruptcy, but also to give you all of the tools and resources you may need to succeed after bankruptcy. Read the latest posts from our Columbia debt management blog to benefit from the most recent insights, tips, tricks, and resources we’ve shared.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!