Fairview Heights

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Bankruptcy Assistance For Fairview Heights

For over a decade, Michael J. Benson and A Bankruptcy Law Firm, LLC has helped Fairview Heights residents and the nearby Metro East community break free from the shackles of overwhelming debt. Our law firm has walked thousands of clients through the Illinois bankruptcy process. Our specialization in Chapter 7  and Chapter 13 bankruptcy filings ensures you receive exceptional results in a timely manner. By filing for bankruptcy, among many other benefits, we can help you:

  1. 1) Stop Vehicle Repossession
  2. 2) Save Your Retirement Savings
  3. 3) End Creditor Harassment
  4. 4) Protect Your Possessions
  5. 5) Avoid Home Foreclosure
  6. 6) Eliminate Credit Card Debt

Luckily, federal bankruptcy laws applied in Illinois are very forgiving; allowing debtors to discharge a majority of their unsecured debts. Illinois law allows for forgiveness of payday loan debt, past due utility bills, credit card debt, medical expenses, deficiency debt related to car repossessions and home foreclosures, and more.

Why Talk With A Bankruptcy Law Firm?

A limited budget can leave many individuals and businesses feeling hopeless as bills and expenses begin to pile up. Desperate times lead to desperate measures, causing many of us to make ill-advised financial decisions. Such financial decisions include, but are not limited to:

  1. 1) Taking loans from family and friends that breakdown those relationships
  2. 2) Mistakenly selling assets protected from creditors
  3. 3) Taking out cash advances on credit cards that cause further financial harm
  4. 4) Liquidating retirement accounts unnecessarily to make bill payments
  5. 5) Writing bad checks that can be prosecuted or cause high bank fees
  6. 6) Securing loans from payday loan companies at interest rates upwards of 300%
  7. 7) Engaging in gambling or fraudulent/illegal activity

It’s crucial that all of your options are weighed before making any hasty financial decisions. In most cases, the consequences of your actions could prevent you from achieving financial stability for a very long time, much longer than recovering from a properly planned bankruptcy. If you’re feeling shackled by debt, the best course of action is to contact an experienced bankruptcy attorney. A knowledgeable attorney can examine your unique case and help you determine the best route to take moving forward. Better yet, requesting a consultation with A Bankruptcy Law Firm, LLC will put you in direct contact with an experienced attorney, certified public accountant (CPA) and financial advisor, Michael J. Benson, the firm’s founding attorney. Schedule a free initial consultation by contacting us today.

Fairview Heights and Metro East Debt Management Resources

Achieving financial security is by no means an easy task. Fortunately, restructuring your finances is a task you don’t have to tackle alone. Fairview Heights is home to a number of financial institutions and local businesses that can assist you on your path to financial freedom.   

Bankruptcy Court

US Bankruptcy Court
750 Missouri Ave
East St Louis, IL 62201
(618) 482-9400

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Rafeedie Accounting
5316 N Illinois St
Fairview Heights, IL 62208

Elafros Financial Group
3 Eagle Center, Suite 3
O’Fallon, IL 62269
(618) 622-3173

Attorneys

Page Law (Personal Injury Attorneys)
801 Lincoln Highway
Fairview Heights, IL 62208
(618) 351-0890

Bement-Stubblefield, LLC (Workers Compensation/Social Security Attorneys)
5140 N Illinois
Fairview Heights, IL 62208
(618) 277-8260

Financial Institutions

First Community Credit Union
801 Lincoln Hwy
Fairview Heights, IL 62208
(636) 728-3333

Associated Bank
6550 N Illinois
Fairview Heights, IL 62208
(618) 632-7421

Bank of Edwardsville
330 West Vandalia
Edwardsville, IL 62025
(618) 656-0098

American Eagle Credit Union
1153 Blue Springs Plaza
Shiloh, IL 62269
(618) 628-4000

Financial Advisors

Visionary Wealth Advisors
1405 N Green Mount Road, #500
O’Fallon, IL 62269
(618) 726-3000

Community Financial Advisors
800 S Lincoln Ave
O'Fallon, IL 62269
(618) 632-6449

Southern Illinois Debt Management Blog

View the latest debt management resources, tips, and news from A Bankruptcy Law Firm, LLC. Our Southern Illinois debt management blog posts are aimed to help all Metro East and Fairview Heights residents drastically improve their personal finances.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!