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Bankruptcy Assistance For Fairview Heights

For over a decade, Michael J. Benson and A Bankruptcy Law Firm, LLC has helped Fairview Heights residents and the nearby Metro East community break free from the shackles of overwhelming debt. Our law firm has walked thousands of clients through the Illinois bankruptcy process. Our specialization in Chapter 7  and Chapter 13 bankruptcy filings ensures you receive exceptional results in a timely manner. By filing for bankruptcy, among many other benefits, we can help you:

  1. 1) Stop Vehicle Repossession
  2. 2) Save Your Retirement Savings
  3. 3) End Creditor Harassment
  4. 4) Protect Your Possessions
  5. 5) Avoid Home Foreclosure
  6. 6) Eliminate Credit Card Debt

Luckily, federal bankruptcy laws applied in Illinois are very forgiving; allowing debtors to discharge a majority of their unsecured debts. Illinois law allows for forgiveness of payday loan debt, past due utility bills, credit card debt, medical expenses, deficiency debt related to car repossessions and home foreclosures, and more.

Why Talk With A Bankruptcy Law Firm?

A limited budget can leave many individuals and businesses feeling hopeless as bills and expenses begin to pile up. Desperate times lead to desperate measures, causing many of us to make ill-advised financial decisions. Such financial decisions include, but are not limited to:

  1. 1) Taking loans from family and friends that breakdown those relationships
  2. 2) Mistakenly selling assets protected from creditors
  3. 3) Taking out cash advances on credit cards that cause further financial harm
  4. 4) Liquidating retirement accounts unnecessarily to make bill payments
  5. 5) Writing bad checks that can be prosecuted or cause high bank fees
  6. 6) Securing loans from payday loan companies at interest rates upwards of 300%
  7. 7) Engaging in gambling or fraudulent/illegal activity

It’s crucial that all of your options are weighed before making any hasty financial decisions. In most cases, the consequences of your actions could prevent you from achieving financial stability for a very long time, much longer than recovering from a properly planned bankruptcy. If you’re feeling shackled by debt, the best course of action is to contact an experienced bankruptcy attorney. A knowledgeable attorney can examine your unique case and help you determine the best route to take moving forward. Better yet, requesting a consultation with A Bankruptcy Law Firm, LLC will put you in direct contact with an experienced attorney, certified public accountant (CPA) and financial advisor, Michael J. Benson, the firm’s founding attorney. Schedule a free initial consultation by contacting us today.

Fairview Heights and Metro East Debt Management Resources

Achieving financial security is by no means an easy task. Fortunately, restructuring your finances is a task you don’t have to tackle alone. Fairview Heights is home to a number of financial institutions and local businesses that can assist you on your path to financial freedom.   

Bankruptcy Court

US Bankruptcy Court
750 Missouri Ave
East St Louis, IL 62201
(618) 482-9400

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Rafeedie Accounting
5316 N Illinois St
Fairview Heights, IL 62208

Elafros Financial Group
3 Eagle Center, Suite 3
O’Fallon, IL 62269
(618) 622-3173

Attorneys

Page Law (Personal Injury Attorneys)
801 Lincoln Highway
Fairview Heights, IL 62208
(618) 351-0890

Bement-Stubblefield, LLC (Workers Compensation/Social Security Attorneys)
5140 N Illinois
Fairview Heights, IL 62208
(618) 277-8260

Financial Institutions

First Community Credit Union
801 Lincoln Hwy
Fairview Heights, IL 62208
(636) 728-3333

Associated Bank
6550 N Illinois
Fairview Heights, IL 62208
(618) 632-7421

Bank of Edwardsville
330 West Vandalia
Edwardsville, IL 62025
(618) 656-0098

American Eagle Credit Union
1153 Blue Springs Plaza
Shiloh, IL 62269
(618) 628-4000

Financial Advisors

Visionary Wealth Advisors
1405 N Green Mount Road, #500
O’Fallon, IL 62269
(618) 726-3000

Community Financial Advisors
800 S Lincoln Ave
O'Fallon, IL 62269
(618) 632-6449

Southern Illinois Debt Management Blog

View the latest debt management resources, tips, and news from A Bankruptcy Law Firm, LLC. Our Southern Illinois debt management blog posts are aimed to help all Metro East and Fairview Heights residents drastically improve their personal finances.

Is Bankruptcy the Right Choice?

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