Carbondale

Get in touch with us

Carbondale, Illinois Bankruptcy Assistance

Piling debt is extremely detrimental. As outstanding debt continues to mount, it can completely destroy your life; taking away your vehicle or the very roof over your head. However, there are ways to prevent debt from ruining your life. By filing for bankruptcy, you can:

  1. 1) Save Your Retirement Savings
  2. 2) Protect Your Possessions
  3. 3) Stop Vehicle Repossession
  4. 4) End Creditor Harassment
  5. 5) Avoid Home Foreclosure
  6. 6) Eliminate Credit Card Debt

Better yet, when you file with A Bankruptcy Law Firm, LLC, you will be working with bankruptcy attorneys who only handle Chapter 7 and Chapter 13 consumer bankruptcy cases. Over the course of the last decade, we've helped hundreds of Carbondale residents improve their financial situations and eliminate debt. The national bankruptcy laws applied by the state of Illinois can be extremely forgiving. In most cases, debtors can discharge unsecured debts such as medical expenses, utility bills, payday loan debt, deficiency debt related to vehicle repossessions and home foreclosure, credit card debt, and more. As bankruptcy specialists, we pride ourselves in delivering exceptional results in a timely manner.

Why Contact A Bankruptcy Law Firm?

With mounting debt, and no foreseeable way out in the near future, you need solutions and not more problems. Too often, individuals will overlook bankruptcy in favor of quick fixes. Such fixes include, but are not limited to:

  1. 1) Mistakenly selling assets protected from creditors
  2. 2) Borrowing money from family and friends
  3. 3) Taking out cash advances on credit cards
  4. 4) Liquidating retirement accounts to make bill payments
  5. 5) Securing loans from payday loan companies at interest rates well over 50%
  6. 6) Engaging in fraudulent/illegal activity
  7. 7) Writing bad checks

The problem with these alternative solutions is that they are only temporary band-aids. In the long-run, any of the aforementioned fixes will damage your finances further. In some cases, the repercussions can last for years or even decades. Thus, it’s important to consider all of your options before taking any course of action in an attempt to mend your finances. When you contact A Bankruptcy Law Firm, LLC, you will be placed in direct contact with founding attorney, Michael J. Benson. Michael will sit down with you and analyze your financial situation in it’s entirety. Michael will then present you with viable debt solutions so you can decide on the course of action that makes sense to you. Moreover, Attorney Benson is one of just a handful of attorneys to possess a CPA license and Series 7 license in addition to a license to practice law. Michael’s prior experience as a public accountant and investor enable him to provide in-depth insights that extend beyond the bankruptcy process. Michael can answer your personal finance questions and provide you with the advice you need to repair and rebuild your finances. Contact A Bankruptcy Law Firm, LLC today to schedule a free consultation with Michael.

Carbondale Debt Management Resources

We realize you might like a little help on your personal finance journey beyond bankruptcy assistance. There are a number of Carbondale businesses available to assist you in your quest for financial freedom. From banks to accountants, we’ve outlined a number of local finance experts below.

Bankruptcy Court

US Bankruptcy Court
301 W Main St
Benton, IL 62812
(618) 435-2200

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Kerber Eck & Braeckel LLP 1116 W Main St Carbondale, IL 62901 (618) 529-1040

Bradley Ogden, CPA 802 W Main St Carbondale, IL 62901 (618) 529-3220

Castlebery Management Accounting 12302 Burghoff St Carbondale, IL 62901 (618) 985-5500

Frey Premium Tax Service 300 E Main St Carbondale, IL 62901 (618) 457-1040

Financial Institutions

First Mid-Illinois Bank & Trust 509 S University Ave Carbondale, IL 62901 (618) 457-3700

First Southern Bank 301 E Main St Carbondale, IL 62901 (618) 549-3621

First Mid-Illinois Bank & Trust 915 W Main St Carbondale, IL 62901 (618) 529-8980

Banterra Bank 1917 W Main St Carbondale, IL 62903 (618) 549-4445

Bank of Carbondale 216 E Main St Carbondale, IL 62901 (618) 549-2181

First Southern Bank 2500 W Murphysboro Rd Carbondale, IL 62901 (618) 549-4802

Legence Bank 925 W Main St Carbondale, IL 62901 (618) 549-9904

Regions Bank 601 E Main St Carbondale, IL 62901 (800) 734-4667

SIU Credit Union 395 N Giant City Rd Carbondale, IL 62902 (618) 457-3595

Financial Advisors

Jeff Rose, CFP 115 S Washington St Suite A Carbondale, IL 62901 (618) 457-6525

Karissa Mooney 2435 W Main St Carbondale, IL 62901 (618) 549-5029

J. Brooks Venable 1130 E Main St Carbondale, IL 62901 (618) 549-7799

Carbondale Debt Management Blog

When all is said and done, bankruptcy will provide you with a fresh financial start. What you do with that fresh start is completely up to you. Our goal is to provide you with the knowledge and insights you need to maximize the benefits that come with eliminating debt. In an effort to help Carbondale residents grow their personal finance knowledge, we’ve created the Carbondale Debt Management Blog. Each month, we share relevant finance tips, tricks, and resources to help you grow your bank account and reduce your debt. Read some of our latest insights below.

Is Bankruptcy the Right Choice?

Get a FREE Consultation Today