Bankruptcy Assistance For Herrin, Illinois
Bankruptcy can sometimes be seen as a frightening process that’s only utilized by those who are financially irresponsible. In reality, bankruptcy is a legal protection afforded to every American citizen and it may just be the solution to your debt problems. Filing for bankruptcy allows you to:
- Protect Your Retirement Savings
- Halt Creditor Harassment
- Eliminate Credit Card Debt
- Avoid Vehicle Repossession
- Save Your Possessions
- Stop Home Foreclosure
However, that’s not all of the benefits afforded to debtors. The state of Illinois has generously applied national bankruptcy laws so that most unsecured debt can be discharged. Debts such as medical expenses, utility bills, payday loan debts, deficiency debts related to vehicle repossession and home foreclosure, and credit card debts can all be forgiven in a bankruptcy filing. In many ways, a bankruptcy is a lot like a financial fresh start.
Why Speak With A Bankruptcy Law Firm?
Too often, individuals resort to quick band-aid fixes for their debt problems. These fixes are more harmful than helpful and can heavily damage your finances. Such fixes include:
- Borrowing money from family and friends
- Mistakenly selling assets protected from creditors
- Writing bad checks
- Securing loans from payday loan companies at interest rates well over 50%
- Liquidating retirement accounts to make bill payments
- Taking out cash advances on credit cards
- Engaging in fraudulent/illegal activity
At a Bankruptcy Law Firm, LLC, we’ve helped hundreds of Herrin residents avoid bad financial decisions and unshackle themselves from debt. As a firm that specializes in consumer bankruptcy, we’re able to provide you with fast and exceptional results for your Chapter 7 or Chapter 13 bankruptcy. Not only that, but we can give you advice to repair and rebuild your finances that extends beyond bankruptcy. Firm founder, Michael J. Benson is one of just a handful of attorneys to also possess a CPA and Series 7 license. As a licensed accountant and investor, Michael can appropriately address any personal finance concerns you may have. Contact A Bankruptcy Law Firm, LLC today to set up a free initial consultation with Attorney Benson.
Debt Management Resources In Herrin
The word ‘personal’ implies that you could manage your finances alone. However, your personal finances will likely benefit with the help of outside experts and tools. Should you like help managing your debt, there are local finance resources scattered throughout Herrin. We’ve listed a select handful of resources below.
301 W Main St
Benton, IL 62812
myFICO – Information Regarding the FICO Credit Score
Accountants/Income Tax Services
Swinford Tax Service 206 N 14th St Herrin, IL 62948 (618) 942-6649
Hudgens & Meyer, LLC 1800 W Boulevard St A Marion, IL 62959 (618) 993-5553
Banterra Bank 318 S Park Ave Herrin, IL 62948 (618) 942-7373
First Southern Bank 114 W Monroe St Herrin, IL 62948 (618) 942-3151
Peoples National Bank 2 S Park Ave Herrin, IL 62948 (618) 942-9425
Williamson County Catholic Credit Union 210 W Monroe St Herrin, IL 62948 (618) 942-5626
Jeff Rose, CFP 115 S Washington St Suite A Carbondale, IL 62901 (618) 457-6525
Northwestern Mutual 104 E Walnut St Herrin, IL 62948 (618) 988-8080