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Bankruptcy Assistance For East St. Louis

Struggling to dig your way out of debt? A bankruptcy may be the solution for you. Attorney Michael J. Benson of A Bankruptcy Law Firm, LLC has helped hundreds of East St. Louis residents recover from overwhelming debt. A Bankruptcy Law Firm, LLC can help you file for a Chapter 7 or Chapter 13 bankruptcy using the Illinois bankruptcy process. Unlike many firms which attempt to represent clients across a broad range of legal issues, our firm focuses exclusively on bankruptcy law to make sure you receive exceptional results in a timely manner. Wondering what filing for bankruptcy can do for you? A bankruptcy can help you:

  1. 1) Protect Your Possessions
  2. 2) Save Your Retirement Savings
  3. 3) Stop Vehicle Repossession
  4. 4) Eliminate Credit Card Debt
  5. 5) End Creditor Harassment
  6. 6) Avoid Home Foreclosure

It is to your benefit that the federal bankruptcy laws applied by the state of Illinois are extremely forgiving. In the event of an Illinois bankruptcy, debtors have the ability to discharge a majority of their unsecured debts. In most cases, payday loan debts, medical expenses, credit card debts, utility bills, deficiency debt related to car repossessions and home foreclosures, and more can all be discharged.

Why Speak With A Bankruptcy Law Firm?

There is perhaps nothing more stressful than the experience of suffocating in a mountain of debt. The overwhelming emotional and financial stress associated with large debt can lead many individuals to take drastic actions. Unfortunately, rushed remedies are often bad financial decisions that cause more harm than good. Such decisions include:


  1. 1) Unnecessarily liquidating retirement accounts to pay bills
  2. 2) Accidentally selling assets that are protected from creditors
  3. 3) Writing bad checks that could result in prosecution or high bank fees
  4. 4) Stressing close relationships by borrowing money from friends and family
  5. 5) Securing loans from payday loan companies at rates of up to 300%
  6. 6) Taking out cash advances on credit cards
  7. 7) Engaging in fraudulent/illegal activity or gambling to earn cash

Engaging in any of the aforementioned acts can prolong your financial recovery for a very long time. It’s extremely important that you heavily consider all of your options before taking any kind of action to attempt to eliminate your debt. It is to your benefit to contact a bankruptcy attorney who can analyze your unique financial situation and help you plot the best strategy to eradicate your debt. Fortunately, when you contact A Bankruptcy Law Firm, LLC you will be provided with direct access to the firm’s lead attorney, Michael J. Benson. Attorney Benson is not only an experienced bankruptcy attorney, but a certified public accountant and a licensed investor. These specializations in aspects of finance that extend beyond the law allow Michael to provide in depth advice on ways you can repair and rebuild your finances. Contact us today to schedule a free initial consultation with Michael.

East St. Louis Debt Management Resources

At times the burden of debt may feel to heavy to carry alone. Luckily, you don’t have to. There are a number of local East St. Louis establishments that can help you in your pursuit of financial freedom. From excellent financial advisors to compassionate banks, financial assistance is closer than you may realize.

Bankruptcy Court

US Bankruptcy Court
750 Missouri Ave
East St Louis, IL 62201
(618) 482-9400

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Taxes By Tiaa 7402 State St East St Louis, IL 62203 (618) 213-7887

BKD LLP 211 N Broadway Suite 600 St. Louis, MO 63102 (314) 231-5544

Hurley & Hurley 1728 S Broadway St. Louis, MO 63104 (314) 241-1111

Wuertz, Brian J CPA - Kerber Eck & Braeckel 1 Memorial Dr # 950 St. Louis, MO 63102 (314) 231-6232

Godfrey John J CPA 1804 Lafayette Ave St. Louis, MO 63104 (314) 772-2883

Wagner Co. PC 3700 Hampton Ave # 200 St. Louis, MO 63109 (314) 832-5100

STL Tax LLC 8128 Gravois Rd St. Louis, MO 63123 (314) 645-1614

Sharamitaro & Associates 4227 Watson Rd # 2 St. Louis, MO 63109 (314) 647-6655

Financial Institutions

Associated Bank 326 Missouri Ave East St Louis, IL 62201 (618) 875-5300

First Illinois Bank 327 E Missouri Ave #1 East St Louis, IL 62201 (618) 271-8700

Regions Bank 8405 State St East St Louis, IL 62203 (800) 734-4667

Vantage Credit Union 13 Collinsville Ave East St Louis, IL 62201 (314) 298-0055

First Bank 350 Riverpark Dr East St Louis, IL 62201 (618) 271-1000

Lindell Bank 2745 N Grand Blvd St. Louis, MO 63106 (314) 652-6600

Financial Advisors

World Financial Group, Inc 1269 N 89th St # 2 East St Louis, IL 62203 (618) 397-2480

Diversified Financial Advisors 14323 South Outer Forty Dr Suite 210 St. Louis, MO 63017 (314) 786-9000

Renaissance Financial Corporation 5700 Oakland Ave #400 St. Louis, MO 63110 (314) 569-2900

Financial Engines Advisor Center 4129 Elm Park Dr St. Louis, MO 63128 (314) 845-9700

East St. Louis Debt Management Blog

Personal finance is a journey that extends well beyond the realm of bankruptcy. Step up your financial knowledge with our East St. Louis debt management blog. Our goal is to consistently provide you with the best personal finance news, tips, and resources so you can continually enhance your personal finance skills.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!