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Benton, Illinois Bankruptcy Assistance

There is perhaps nothing more emotionally or financially stressful than realizing you don’t have the funds to pay your bills. When bills pile up for months, the amount of outstanding debt can feel overwhelming. However, there are solutions available to remedy overwhelming debt. In filing a Chapter 7 or Chapter 13 bankruptcy, you can:

  1. 1) End Creditor Harassment
  2. 2) Protect Your Possessions
  3. 3) Avoid Home Foreclosure
  4. 4) Save Your Retirement Savings
  5. 5) Stop Vehicle Repossession
  6. 6) Eliminate Credit Card Debt

If these benefits sound like something you could use, A Bankruptcy Law Firm, LLC is here to help. Our firm has helped hundreds of Benton residents recover from the regressive effects of mounting debt. Our specialization in consumer bankruptcies affords us the ability to file your bankruptcy case in a timely manner with exceptional results.

Why Call A Bankruptcy Law Firm?

In short, the best thing you can do when debt begins to pile is understand your options. Debtors without a full understanding of the courses of action they could take have historically resorted to:

  1. 1) Stressing close relationships by borrowing money from friends and family/li>
  2. 2) Taking out cash advances on credit cards
  3. 3) Unnecessarily liquidating retirement accounts to pay bills
  4. 4) Accidentally selling assets that are protected from creditors
  5. 5) Writing bad checks that could result in prosecution or high bank fees
  6. 6) Engaging in fraudulent/illegal activity or gambling to earn cash
  7. 7) Securing loans from payday loan companies at rates of up to 300%

The aforementioned courses of action above might eliminate debt short-term, but they can ultimately yield extremely harmful long-term effects. The last thing you you want to do is prevent your financial recovery for years or decades to come. When you call A Bankruptcy Law Firm, LLC, you’ll have an attorney, CPA, and investor reviewing your finances. Our team can help you identify solutions for crippling debt and zone in on the solution that makes the most sense for your specific set of circumstances. Schedule a free initial consultation today by calling 618-207-6500 or contacting us online.

Benton Debt Management Resources

Improving finances can be a team effort. If you’d like help working your way toward financial freedom, there are a number of local Benton resources available at your disposal. We’ve provided a handful of local businesses related to accounting and finance below.

Bankruptcy Court

US Bankruptcy Court
301 W Main St
Benton, IL 62812
(618) 435-2200

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Chris L. Scroggins, CPA 903 W Washington St Suite 3 Benton, IL 62812 (618) 988-1040

Snider McCree CPA’s LLC 708 N Russell St Marion, IL 62959 (618) 997-2721

Kemper CPA Group LLP 3401 Professional Park Dr Marion, IL 62959 (618) 997-3055

Financial Institutions

MidCountry Bank 605 W Main St Benton, IL 62812 (618) 439-6363

Peoples National Bank 208 Public Square Benton, IL 62812 (618) 439-5680

State Bank of Whittington 200 N Main St Benton, IL 62812 (618) 438-2411

Peoples National Bank 61 Rend Lake Plaza Benton, IL 62812 (618) 439-5695

First Financial Bank of Benton 400 Tower Square Plaza Benton, IL 62812 (618) 439-4341

Financial Advisors

Tim Millenbine 112 N Du Quoin St Benton, IL 62812 (618) 438-8690

Rich Yunkus 606 N Main St Benton, IL 62812 (618) 439-7561

Benton Debt Management Blog

Our main goal is to handle off the legal aspects of filing for bankruptcy for you. However, that is not our only goal. At the end of the day, we want you to be able to walk away from your bankruptcy with an even greater understanding of personal finance. That is precisely why we created our Benton Debt Management Blog. Each month we post personal finance resources, tips, and tricks. View our recent posts below to read some of the latest insights we’ve had to share.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!