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West Frankfort, Illinois Bankruptcy Assistance

Have bills piled up past the point where you have the ability to repay them? If you’re struggling to make payments and you see no way out of debt in the foreseeable future, then it may be time to explore your legal options. Through the legal protections offered by the national government, A Bankruptcy Law Firm, LLC can help you:

  1. 1) End Creditor Harassment
  2. 2) Stop Vehicle Repossession
  3. 3) Protect Your Possessions
  4. 4) Save Your Retirement Savings
  5. 5) Avoid Home Foreclosure
  6. 6) Eliminate Credit Card Debt

For over a decade, Michael J. Benson and A Bankruptcy Law Firm, LLC have helped West Frankfort individuals recover from piling debt. Our firm specializes in consumer bankruptcies, which means we only handle Chapter 7 and Chapter 13 bankruptcy cases so that you receive the best results in the shortest amount of time. Thanks to the generosity of the bankruptcy laws applied by the state of Illinois, we can help relieve you of most unsecured debts. In most cases, payday loan debts, deficiency debts related to home foreclosures and vehicle repossessions, medical expenses, utility expenses, and credit card debts can all be discharged in bankruptcy.

Why Get In Contact With A Bankruptcy Law Firm?

While there are many healthy ways to eliminate debt, there are also many unhealthy ways to do so. Engaging in certain debt reduction activities can actually damage your finances further. Such activities include, but are not limited to:

  1. 1) Securing loans from payday loan companies at interest rates well over 50%
  2. 2) Borrowing money from family and friends
  3. 3) Taking out cash advances on credit cards
  4. 4) Writing bad checks
  5. 5) Mistakenly selling assets protected from creditors
  6. 6) Engaging in fraudulent/illegal activity
  7. 7) Liquidating retirement accounts to make bill payments

Finance is not something that should be taken lightly. The decisions you make now could prolong your financial recovery for years or even decades. Thus, it’s highly recommended that you speak to a knowledgeable bankruptcy attorney before deciding on a course of action. When you contact A Bankruptcy Law Firm, LLC, you will be placed in touch with the firm’s founding attorney, Michael J. Benson. Michael will be able to sit down and assess the specific details of your financial situation. He will then be able to outline your options and assist you in arriving at the best solution. Attorney Benson possesses a wealth of knowledge across various facets of finance. He is one of only a select few attorneys to have a CPA and Series 7 license. Contact A Bankruptcy Law Firm, LLC and schedule your free consultation today.

West Frankfort Debt Management Resources

Debt is not something you should have to tackle alone. There are a number of resources in the West Frankfort area available to aid you with your finances. We’ve taken the liberty of listing a selection of reputable local businesses below. Debt and finance become much easier to manage when you have access to a wealth of financial tools.

Bankruptcy Court

US Bankruptcy Court
301 W Main St
Benton, IL 62812
(618) 435-2200

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Chris L. Scroggins, CPA 903 W Washington St Suite 3 Benton, IL 62812 (618) 988-1040

CMW Tax Services Corp. 301 W Ward Ave Orient, IL 62874 (618) 513-5818

Gray Hunter Stenn, LLP 2602 W Deyoung St Marion, IL 62959 (618) 993-2647

Financial Institutions

Southern Illinois Bank 404 S Logan St West Frankfort, IL 62896 (618) 932-8536

Banterra Bank 110 E Oak St West Frankfort, IL 62896 (618) 932-2131

First Bank 605 W Main St West Frankfort, IL 62896 (618) 932-2183

People’s National Bank 301 E Main St West Frankfort, IL 62896 (618) 932-9360

First National Bank West Frankfort 212 W Oak St West Frankfort, IL 62896 (618) 932-3131

Financial Advisors

Jeff Rose, CFP 115 S Washington St Suite A Carbondale, IL 62901 (618) 457-6525

Jarrod L. Meacham 1209 E Main St West Frankfort, IL 62896 (618) 937-4033

Rob Cash 215 N Logan St c West Frankfort, IL 62896 (618) 937-1499

Karissa Mooney 2435 W Main St Carbondale, IL 62901 (618) 549-5029

West Frankfort Debt Management Blog

At A Bankruptcy Law Firm, LLC, you’re more than just a case number. We care about you and your continued financial success post-bankruptcy. That is we created our West Frankfort Debt Management Blog. We wanted to be able to routinely update you with the latest debt management tricks, tips, and resources. Grow your personal finance skills with our finance recommendations.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!