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Bankruptcy Assistance For Collinsville, Illinois

If you’re crippled by a mountain of debt and see no way out in the foreseeable future, then filing for bankruptcy might be the solution you desire. Over the past decade, Attorney Michael J. Benson of A Bankruptcy Law Firm, LLC has helped hundreds of Collinsville residents recover from piling debt. A Bankruptcy Law Firm, LLC specializes in consumer bankruptcies, which allows us to alleviate your debt problems with a Chapter 7 or Chapter 13 bankruptcy filing. In filing for bankruptcy, you can:

  1. 1) Halt Home Foreclosure
  2. 2) Eradicate Credit Card Debt
  3. 3) Stop Creditor Harassment
  4. 4) Save Your Possessions
  5. 5) Protect Your Retirement Savings
  6. 6) Avoid Vehicle Repossession

Fortunately for debtors, the federal bankruptcy laws applied by the state of Illinois are extremely forgiving. In most cases, payday loan debts, medical expenses, utility bills, credit card debts, deficiency debt related to car repossessions and home foreclosures, and more can all be discharged in a Chapter 7 bankruptcy. Moreover, because A Bankruptcy Law Firm, LLC only handles bankruptcies, we’re able to provide you with the best results in a timely manner.

Why Trust A Bankruptcy Law Firm With Your Bankruptcy?

There are many solutions for debt reduction, but not all of them are good solutions. In fact, a lot of debt reduction tactics can do more harm than good. Individuals weighed down by the burden of mounting debt can fall into the trap of making drastic and extremely harmful financial mistakes. Such mistakes include:

  1. 1) Stressing close relationships by borrowing money from friends and family
  2. 2) Engaging in fraudulent/illegal activity or gambling to earn cash
  3. 3) Securing loans from payday loan companies at rates of up to 300%
  4. 4) Writing bad checks that could result in prosecution or high bank fees
  5. 5) Taking out cash advances on credit cards
  6. 6) Accidentally selling assets that are protected from creditors
  7. 7) Unnecessarily liquidating retirement accounts to pay bills

As debt begins to mount, it’s important to weigh all of your options before taking any action. A local Collinsville bankruptcy attorney can sit down with you to discuss your unique financial situation and plot the best strategy to pursue. The benefit of contacting A Bankruptcy Law Firm, LLC is the power that comes with having a certified accountant, investor, and licensed attorney on your side. The firm founder, Attorney Michael J. Benson, is one of only a handful of attorneys to have obtained a licence to practice law, a CPA license, and a Series 7 license. Michael’s immense knowledge in a wealth of financial avenues gives him the ability to provide in-depth advice to help you repair and rebuild your finances. Contact A Bankruptcy Law Firm, LLC today to set up a free initial consultation.

Debt Management Resources In Collinsville

Just because finance is labeled “personal” doesn’t mean you have to work on your finances alone. There are a number of local Collinsville businesses available to help you in your pursuit of financial freedom. Financial assistance may be closer than you realize.

Bankruptcy Court

US Bankruptcy Court
750 Missouri Ave
East St Louis, IL 62201
(618) 482-9400

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Hart & Associates 3 Meadow Heights Prof Park Collinsville, IL 62234 (618) 345-5510

Jacob R. Hottenrott, CPA, LLC 130 Regency Centre Collinsville, IL 62234 (618) 855-8275

Cain & Associates 1518 Vandalia St Collinsville, IL 62234 (618) 345-1235

Quality Accounting Solutions 27 N Crown Dr Collinsville, IL 62234 (618) 345-3651

TTS Tax Services 1872 N Bluff Rd Collinsville, IL 62234 (618) 344-3084

Padgett of Collinsville 843 St Louis Rd Collinsville, IL 62234 (618) 560-5373

Brown Smith Wallace 2220 S State Rte 157 #300 Glen Carbon, IL 62034 (618) 659-7009

Financial Institutions

FCB Banks 800 Beltline Rd Collinsville, IL 62234 (618) 346-9000

The Bank of Edwardsville 101 S Morrison Ave Collinsville, IL 62234 (618) 344-6100

UMB Bank 401 N Bluff Rd Collinsville, IL 62234 (618) 346-1499

Home Federal Savings & Loan 100 E Clay St Collinsville, IL 62234 (618) 345-1121

First Community Credit Union 1040 Collinsville Crossing Collinsville, IL 62234 (636) 728-3333

GCS Credit Union 1502 Vandalia St Collinsville, IL 62234 (618) 797-7993

Collinsville Building & Loan 701 Beltline Rd Collinsville, IL 62234 (618) 344-3172

Scott Credit Union 1100 Beltline Rd Collinsville, IL 62234 (618) 345-1000

First Bank 1190 Collinsville Crossing Collinsville, IL 62234 (800) 760-2265

Financial Advisors

Des Pain Investment Solutions 502 W Main St #200 Collinsville, IL 62234 (618) 344-1809

Saint Louis Investment Advisors 1701 Golfview Dr Collinsville, IL 62234 (314) 725-8050

Financial Futures Advisors 217 W Main St Collinsville, IL 62234 (618) 345-0400

Community Financial Advisors 800 S Lincoln Ave O'Fallon, IL 62269 (618) 632-6449

Collinsville Debt Management Blog

Whether you're new to finance or you’ve been managing your finances for years, there is always more to learn about personal finance. The goal of our Collinsville debt management blog is to be able to provide you with up-to-date personal finance news, tips, tricks, and resources on a monthly basis. Browse are our most recent posts to read the insights we’ve recently shared.

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!