Marion Bankruptcy Assistance

A Bankruptcy Law Firm, LLC and Attorney, Michael J. Benson, are proud to offer legal bankruptcy services to Marion, IL and the surrounding Southern Illinois area. After over a decade of practicing bankruptcy law, our firm has helped thousands of clients successfully navigate the federal bankruptcy process and how it affects those living in Illinois. Michael J. Benson and A Bankruptcy Law Firm, LLC specializes in Chapter 7 and Chapter 13 bankruptcy filings. By choosing bankruptcy, we can help you:

  1. 1) Eliminate Credit Card Debt
  2. 2) Avoid Home Foreclosure
  3. 3) Protect Your Possessions
  4. 4) Save Your Retirement Savings
  5. 5) End Creditor Harassment
  6. 6) Stop Vehicle Repossession

Fortunately, bankruptcy laws in Illinois are extremely forgiving for debtors. Most unsecured debt can be discharged in a bankruptcy. Credit card debt, payday loan debt, medical expenses, deficiency debt related to car repossessions and home foreclosures, and utility expenses can all be forgiven under Illinois bankruptcy law.

Why A Bankruptcy Law Firm?

When money gets tight, most individuals begin feeling a sense of desperation and stress. Unfortunately, desperate times tend to lead to desperate measures, which typically are not financially sound courses of action. In the face of overwhelming debt, many debtors fall into the trap of making bad financial decisions to alleviate debt. Such decisions include, but are not limited to:

  1. 1) Borrowing money from family and friends
  2. 2) Writing bad checks
  3. 3) Taking out cash advances on credit cards
  4. 4) Mistakenly selling assets protected from creditors
  5. 5) Liquidating retirement accounts to make bill payments
  6. 6) Engaging in fraudulent/illegal activity
  7. 7) Securing loans from payday loan companies at interest rates well over 50%

Before any rash decisions are made, it’s best to contact a knowledgeable bankruptcy attorney. A local Southern Illinois attorney can sit down with you to review your unique case and weigh all of your options. In meeting with an attorney, you’ll be able to walk away with the best course of action completely laid out for you. Better yet, when you contact A Bankruptcy Law Firm, LLC, you’ll be receiving financial advice from an attorney, a certified public accountant, and former investment advisor. Firm founder,  Michael J. Benson, is one of only a handful of lawyers to have received a license to practice public accounting, law, and securities trading. A consultation with Benson Law Firms will provide you with the information you need to get your finances back on track. Schedule your free initial consultation today.

Marion Debt Management Resources

Working your way to financial freedom is not easy. Luckily, a better financial position is something that you don’t have to pursue on your own. There are a handful of local business and financial institutions scattered throughout Marion that can aid you in your quest to eliminate debt.

Bankruptcy Court

US Bankruptcy Court
301 W Main St
Benton, IL 62812
(618) 435-2200

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Financial Institutions

First Southern Bank
801 N Carbon St
Marion, IL 62959
(618) 997-4341

Peoples National Bank
2803 17th St
Marion, IL 62959
(618) 997-8151

Banterra Bank
1704 W Deyoung St
Marion, IL 62959
(618) 997-1643

Personal Accountants

Gray Hunter Stenn, LLP
2602 W Deyoung St
Marion, IL 62959
(618) 993-2647

Hudgens & Meyer, LLC
1800 W Boulevard St A
Marion, IL 62959
(618) 993-5553

Snider McCree CPA’s, LLC
708 N Russell St
Marion, IL 62959
(618) 997-2721

Kevin W. Bragee, CPA, LLC
2909 Williamson County Pkwy
Marion, IL 62959
(618) 993-1040

Dycus, Bradley, & Draves
3401 Office Park Dr
Marion, IL 62959
(618) 993-8724

Southern Illinois Debt Management Blog

Are you passionate about improving your financial situation? A Bankruptcy Law Firm’s Southern Illinois debt management blog features insightful news, tips, and resources on eliminating debt. Posts are updated regularly for Southern Illinois residents to learn the myths and facts about filing bankruptcy.

Is Bankruptcy the Right Choice?

Get a FREE Consultation Today
Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!