Granite City Bankruptcy Lawyer

Legal Help For Bankruptcy In Granite City

If bills are starting to pile and you feel restricted by growing debt, A Bankruptcy Law Firm, LLC is here to help. Attorney Michael J. Benson has worked with hundreds of individuals throughout Southern Illinois to assist in reducing or eliminating debt. Through the process of a Chapter 7  or Chapter 13 bankruptcy, Attorney Benson can help you:

1. End Creditor Harassment
2. Avoid Home Foreclosure
3. Stop Vehicle Repossession
4. Protect Your Possessions
5. Save Your Retirement Savings
6. Eliminate Credit Card Debt

It’s to your benefit that the federal bankruptcy laws applied in the state of Illinois are extremely forgiving. Debtors can discharge a majority of their unsecured debts in a Chapter 7 bankruptcy. In fact, medical bills, payday loan debt, credit card debt, deficiency debt related to home foreclosures and car repossessions, and past due utility bills can all be discharged.

Why Work With A Bankruptcy Law Firm?

Mounting debt can create stress that can inevitably lead individuals to make irrational decisions. Those who don’t know all of their legal options might take ill-advised actions to alleviate their financial situation, such as:

1. Unnecessarily liquidating retirement accounts to pay debts
2. Taking out cash advances on credit cards, which grow outstanding debt
3. Stressing relationships with friends or family by borrowing money
4. Writing bad checks (possibly resulting in prosecution or higher bank fees)
5. Taking out payday loans with rates as high as 300%
6. Gambling in hopes of winning money to pay back debt
7. Engaging in illegal or fraudulent activities to earn money
8. Selling protected assets

It’s imperative to seek legal advice before making any decisions regarding your debt situation. The actions you take now can have consequences that may haunt you for the remainder of your lifetime. If you feel shackled by debt, you should consult a knowledgeable Granite City bankruptcy attorney.

Moreover, when you contact A Bankruptcy Law Firm, LLC, you’ll be able to speak directly with founding attorney, Michael J. Benson. In addition to being an attorney, Michael is also a certified financial advisor and public accountant. Michael’s well-rounded financial background gives him the ability to assist in repairing and rebuilding finances in addition to helping eliminate debt. Schedule a free initial consultation with Michael by filling out a contact form or calling (618) 931-3090.

Debt Management Resources In Granite City

Financial freedom and debt reduction does not have to be an isolated pursuit. In addition to our legal assistance, there are many resources available to individuals looking to improve their finances. From financial advisors to accountants, there are plenty of businesses available to assist you in or around Granite City.