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Bankruptcy Assistance For Belleville West

Struggling with crippling debt? A Bankruptcy Law Firm, LLC and Attorney Michael J. Benson specialize in helping East Belleville residents recover from overwhelming debt. Through protections afforded by the national government and the state of Illinois, our firm can assist you in eliminating or reducing debt via a Chapter 7 or a Chapter 13 bankruptcy. A Bankruptcy Law Firm, LLC specializes exclusively in bankruptcy law, which means we won’t just go through the motions. You’ll receive personalized attention and delivery of the best possible results in a timely manner. In filing for bankruptcy, you can:

  1. 1) Stop Home Foreclosure
  2. 2) Avoid Vehicle Repossession
  3. 3) Protect Your Retirement Savings
  4. 4) Stop Creditor Harassment
  5. 5) Protect Your Possessions
  6. 6) Eliminate Credit Card Debt

To your benefit, the federal bankruptcy laws applied in the State of Illinois are incredibly forgiving. Illinois bankruptcy filers are able to discharge a majority of their unsecured debts. Dischargeable unsecured debts include medical expenses, payday loan debt, credit card debt, past due utility bills, deficiency debt related to car repossessions and home foreclosures, and more.

How Can A Bankruptcy Law Firm Help You?

You’ve likely been dealing with the effects of mounting debt. As financial stress builds, your emotional stress can also grow. It’s terrifying not knowing how to make next month’s bill payments or having to face impending foreclosure or repossession. Stress can lead individuals to take drastic actions that may do more harm than good. Such actions include:


  1. 1) Liquidating retirement accounts that didn’t need to be liquidated to pay bills
  2. 2) Selling assets that are actually protected from creditors
  3. 3) Ruining relationships with friends or family by borrowing money from them
  4. 4) Writing bad checks that may result in prosecution or higher bank fees
  5. 5) Engaging in fraudulent/illegal activity or gambling to earn cash
  6. 6) Securing payday loans with rates as high as 300%
  7. 7) Growing debt by taking out cash advances on credit cards

Before taking any actions to remedy your debt problem, you should fully understand your current financial position and all of the options you have available to you. The last thing you want to do is attempt to reduce your debt with actions that could adversely affect your financial position for a lifetime. If your dealing with overwhelming debt, you should contact a knowledgeable Illinois bankruptcy attorney who can review your financial and help you plot a course towards achieving freedom from debt. A Bankruptcy Law Firm, LLC offers initial consultations that are 100% free.

During your initial consultation, attorney Michael J. Bensonwill dive into your unique financial situation, explain your options, and guide you toward a course of action that makes sense for you. In addition to being an experienced attorney, Michael is also a knowledgeable financial advisor and certified public accountant. Michael’s extensive background in finance allows him to provide insights on a far deeper level than most bankruptcy attorneys. Michael can both walk you through the bankruptcy process and give you the advice you need to repair and rebuild your finances. Schedule a free consultation by filling out the contact form or calling (800) 723-6766.

East Belleville Debt Management Resources

Struggling with debt can feel isolating. However, it’s important to know that you’re never alone. There are resources available to you throughout East Belleville that can aid you on your debt reduction journey. Businesses ranging from financial advisors to local banks can all help you get your finances in order. Our services in combination with these local resources will help you get to where you want to be financially.

Bankruptcy Court

US Bankruptcy Court
750 Missouri Ave
East St Louis, IL 62201
(618) 482-9400

Credit Resources

Annual Credit Report - Free Credit Reports One Time Per Year (Authorized by Federal Law)

myFICO - Information Regarding the FICO Credit Score

Accountants/Income Tax Services

Wenzel & Associates Ltd. 2810 Frank Scott Pkwy W Belleville, IL 62223 (618) 236-1122

Creason-Edwards & Cimarolli, P.C. 4000 N Belt W Belleville, IL 62226 (618) 233-1001

Scheffel Boyle 222 E Main St Belleville, IL 62220 (618) 277-8100

CliftonLarsonAllen LLP 1 Bronze Pointe Blvd Belleville, IL 62226 (618) 233-1200

Trapp Accounting Services 108 N Jackson St Belleville, IL 62220 (618) 235-4250

Stelling & Carpenter LTD 401 Sherman St Belleville, IL 62221 (618) 233-6267

Jacob R. Hottenrott CPA, LLC 321 E Main St #100 Belleville, IL 62220 (618) 304-1584

Kaemmerlen Morgan Income Tax and Vehicle License Service 6021 W Main St Belleville, IL 62223 (618) 234-1936

Isenhart Tax & Financial Services 119 W Main St Belleville, IL 62220 (618) 234-5958

Financial Institutions

Bank of Belleville 215 S Illinois St Belleville, IL 62220 (618) 233-6400

Regions Bank 4800 W Main St Belleville, IL 62226 (800) 734-4667

Commerce Bank 5701 W Main St Belleville, IL 62226 (618) 222-6800

Dietrich Bank Belleville 2100 S Illinois St Belleville, IL 62220 (618) 277-3800

The Bank of Edwardsville Belleville South Green Mount Road 360 S Green Mt Rd Belleville, IL 62221 (618) 257-0499

The Bank of Edwardsville Belleville West Main 5720 W Main St Belleville, IL 62226 (618) 234-5690

Associated Bank 6902 W Main St Belleville, IL 62223

Catholic & Community Credit Union 1900 Carlyle Ave Belleville, IL 62221 (618) 233-8073

First Community Credit Union 2601 Green Mount Commons Belleville, IL 62221 (636) 728-3333

First Collinsville Bank 4820 W Main St Belleville, IL 62226 (618) 233-5881

Financial Advisors

LPL Financial 910 Lebanon Ave Belleville, IL 62221 (618) 277-6404

Stifel 1 Bronze Pointe S Belleville, IL 62226

Huntleigh Securities 23 Public Sq # 200 Belleville, IL 62220 (618) 277-4868

A Debt Management Blog For Southern Illinois

Mastering personal finance is no easy task. It can take years to learn everything there is to know about accumulating and protecting wealth. Fortunately, we try to make the learning process as easy as possible. Our Southern Illinois debt management blog is filled with helpful finance resources, tips, and news. Moreover, it’s updated on a monthly basis. Whether you’re looking to learn more about increasing your savings or avoiding foreclosure, we’ve got a post for you.

Is Bankruptcy the Right Choice?

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Coronavirus: Our Office And Your Safety

Our Offices In Illinois And Missouri: Our offices will continue to remain open to serve all our current
and future clients as we, as attorneys, have sworn an oath to uphold! A Bankruptcy Law Firm, LLC provides
legal and financial services in which Illinois and Missouri have deemed our law offices essential business
activities. Michael J. Benson is committed to ensuring each and every client is being responded to as
immediate as possible, please read below to help our law firm be more efficient so that we may help
EVERYONE with ALL your questions and concerns, especially during these uncertain times.

Precautions: Until the “Stay at Home” Orders have been lifted our offices are functioning 100%.
However, for the safety of you and our employees we are limiting in-office appointments to only those
appointments absolutely necessary, and we are timing appointments so that there will be only ONE client
in the office at any particular time. Therefore, we need your help, patience and understanding to achieve
this goal. We ask our clients to minimize their movements within our offices upon your arrival and to
refrain from using the restrooms at this time. Further, we are disinfecting the waiting area and the office
where your appointment will be held to the best of our ability in between each and every client.
Current Clients: At this time, we are conducting ALL appointments with current clients via telephone
or email communication. Michael J. Benson prefers to give personal attention to each and every client
and to meet his clients personally as much as possible throughout your entire case. However, safety
comes first during this pandemic, and therefore, we will not hold in-office appointments. Further, we
kindly ask clients to not arrive at the office unannounced as this may cause more than one client in the
office at a given time and jeopardize the safety of others—PLEASE respect the safety of others! In regards
to turning in required documentation for your case, please call the office to coordinate.
New Clients: We are still meeting with new clients who have bankruptcy questions now more than ever.
We will meet with you in person and our goal is that you will be the only client in the office at a given
time. If you believe you may have coronavirus symptoms, tested positive for coronavirus or if you are an
at-risk person, then please let our office know and we can schedule a phone consultation so that you can
still receive answers to your questions and concerns.
Phone Calls And Voicemails: Please understand that our office, like every business, is experiencing
an extraordinarily high volume of calls during this time. Again, our office is 100% committed to responding
to our clients as fast as humanly possible. WE NEED YOUR HELP – if you call the office, please leave a clear
voicemail with your name and best contact number and give a precise reason for your call. If you give us
an idea why you are calling, then you will get a quicker answer and it will enable us to be more efficient
so that we can answer more phone calls in the same amount of time so that we can give our clients the
best possible legal care!