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12 July 2019
Category:
Personal Finance
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What Is the Best Way to Manage My Debts?

In debt? You’re not alone. Americans have amassed more debt than ever before, according to recent statistics. Credit card debt has reached an all-time high of over $1 trillion, and non-revolving loans approach $3 trillion. The average monthly car payment is up to $499, and almost six million people owe more than $50,000 in student […]


11 July 2019
Category:
Personal Finance
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Strategic Foreclosures – Is It Better to Save Your Home or Walk Away?

If you are underwater in your mortgage—meaning you owe more than your home is worth—and struggling to make your payments, you might be considering walking away from your debt with a “strategic foreclosure.” This strategy became popular during the financial crisis, when property values fell to the point that one third of homeowners found themselves […]


6 June 2019
Category:
Personal Finance
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Smartest Ways to Use a Credit Card

When used responsibly, credit cards are a powerful tool. Each time you swipe your card, the bank is giving you an interest-free loan, so long as you pay it back within the grace period, which is usually around a month. Using credit, however, can make it a little too tempting to spend money you don’t […]


27 November 2018
Category:
Personal Finance
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The 3-Day Rule Helps Stop Impulse Spending

What if you could slash your spending, stop impulse spending, save some of your paycheck, and maybe even lose a few pounds in the process? With one simple trick, savvy spenders are doing just that—and it has nothing to do with foregoing the occasional coffee shop latte. This simple way to stop impulse spending is […]


24 April 2018
Category:
Personal Finance
0

9 Ways To Reduce Your Medical Bills

It can happen to anyone: an unforeseen medical emergency comes out of nowhere and sticks you with a huge bill. Even if you have health insurance, a major procedure performed out-of-network on a high-deductible plan could cost you thousands of dollars out of pocket in the form of medical bills. Don’t have that kind of […]

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