Columbia

Bankruptcy Assistance For Columbia, Illinois

There is perhaps nothing more stressful than having to deal with piling debt. It can be absolutely frightening not knowing what lies in store for your future, with your home or vehicle on the line. A Bankruptcy Law Firm, LLC exists to help you eliminate debt and the stresses associated with debt. Michael J. Benson of A Bankruptcy Law Firm, LLC has helped hundreds of individuals eradicate their debt in Columbia, IL. Through the process of a Chapter 7 or Chapter 13 bankruptcy, we can help you:

1. Save Your Possessions
2. Protect Your Retirement Savings
3. Eradicate Credit Card Debt
4. Halt Creditor Harassment
5. Stop Home Foreclosure
6. Avoid Vehicle Repossession

Fortunately, the national bankruptcy laws applied throughout Illinois and Missouri are very forgiving. In a majority of cases, debtors have the ability to discharge most unsecured debts. Generally speaking, deficiency debts related to car repossessions and home foreclosures, medical expenses, utility bills, payday loan debts, credit card debts, and more can be eliminated in a bankruptcy. Better yet, A Bankruptcy Law Firm, LLC exclusively specializes in consumer bankruptcies to ensure you’re getting the best results in a timely manner.

Why Get In Touch With A Bankruptcy Law Firm?

Like every life hurdle, there are proper and improper ways to handle piling debt. Unfortunately, the stresses of crumbling finances often leads many debtors to improper debt management solutions. Such solutions include:

1. Borrowing money from family and friends
2. Securing loans from payday loan companies at interest rates beyond 50%
3. Liquidating retirement accounts to make bill payments
4. Taking out cash advances on credit cards
5. Engaging in fraudulent/illegal activity
6. Unknowingly selling assets protected from creditors
7. Writing bad checks

All of the aforementioned actions equate to taking backwards steps instead of a step in the right direction. In many cases, these actions can actually delay your financial recovery for years to come. Thus, it’s important to fully understand the consequences of any debt solution you’re considering. A knowledgeable bankruptcy attorney can sit down with you to analyze your unique financial situation and weigh your possible solutions. When you contact A Bankruptcy Law Firm, LLC, you will be put in direct contact with the firm’s founder, Michael J. Benson. Attorney Benson is not only a licensed attorney, but also a licensed investor and certified public accountant. Michael’s hands-on experience in every realm of finance enables him to give well-rounded advice for repairing and rebuilding your personal finances. Best of all, an initial consultation with Attorney Benson is completely free of charge. Get in touch with A Bankruptcy Law Firm, LLC today by calling 314-300-9200 or contacting us online.

Debt Management Resources In Columbia

It’s certainly possible to fix your finances alone, but doing so can be an uphill battle. A little help goes a long way. Thankfully, there are many local Columbia businesses readily available to help you fix your finances. From well-respected financial institutions to trusted financial advisors, a financial expert is never far.