The information contained within this website is just the beginning of understanding how bankruptcy may help your current financial situation. Everyone has different facts and circumstances and would make varying decisions when given choices. Therefore, you should contact our office immediately if you are still interested or do not fully understand how bankruptcy could help you. WE OFFER A FREE INITIAL BANKRUPTCY CONSULTATION to discuss your situation, decide which bankruptcy is right for you (or determine if it will not help you achieve your goals), and to develop a plan to accomplish your goals. Simply click on one of our locations to the right that is nearest you and call the phone number to schedule a free appointment (evening and weekend appointments are available,) click here to have us contact you or call us now at (800) 7-BENSON and we will direct your call to your nearest office.
FREE CREDIT REPORT
It is highly recommended, but not mandatory, that you obtain a credit report to aid in gathering all your creditors when providing us with the information necessary to file your bankruptcy. The official website to obtain a FREE credit report from all 3 major credit reporting agencies, Equifax, Experian and TransUnion, is https://www.annualcreditreport.com. This website provides consumers with the secure means to request and obtain a free credit report once every 12 months in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). It is important to note that not all creditors report to a credit reporting agency, and therefore, you may owe creditors for debts that you do not see on your credit report, and you must not forget to list those creditors as well.
FREE FINANCIAL MANAGEMENT COURSE
(for Chapter 13 clients whose bankruptcy Trustee is Russell C. Simon only)
Each person who files for bankruptcy must take a credit counseling course before your bankruptcy case can be filed with the Court (we assist you in completing this requirement), AND each person must take a financial management course after the bankruptcy has been filed but before the bankruptcy has been completed and closed. If, and only if, you have filed a Chapter 13 bankruptcy and your Trustee is Russell C. Simon, then he offers a FREE FINANCIAL MANAGEMENT COURSE. This course is generally held one Saturday per month for approximately 2 hours—you only need to attend one Saturday. Follow this link, https://www.simonch13trustee.com/forms/PFMCLasses14.pdf, to the website with a list of upcoming dates, times and location for the class.
For current or prospective clients who have filed a Chapter 7 bankruptcy or a Chapter 13 bankruptcy in which Mr. Simon is not the Trustee, you will receive the information to attend this class by telephone or internet for a small fee (approx. $60.00) at your signing appointment and can be found in the folder provided to you at that time.
Important Disclaimer: The information discussed above and throughout this website should not be relied upon to make any decisions without first speaking to a bankruptcy attorney. There are many intricate rules of law governing bankruptcy with many exceptions to the general rules that could change the advice given by an attorney based on the differing facts in each person’s special set of circumstances. THEREFORE, it is important to discuss any information contained in this website with one of our attorneys before taking any action or refraining from taking any action.